I have one account with hdfc bank in GURUgram account no. [protected] on the name o[censored]pinder singh arneja so i had some dues of my credit card so i decided to make full payment against that but when i opened my hdfc app on my phone just to check the exact dues of my credit card i got to know that my account is in negative balance so then i transferred the amount from my other bank that is icici bank to my hdfc bank account just to clear everything and i cleared everything all my dues (credit card bill and my account that was in negative balance) on 25/6/2020. Then i deposited 1000 in that account on the same day but again the balance got deducted under some mirevenue hold by gefu i was not aware about this so checked that on google And i got to know that it was some account maintenance charges But my point is when my account was in negative balance by 11 rs then why this charges was not reflecting that time why only after depositing money in account u guys charged me if there is some amount which i have to pay u guys then my account should be in negative balance for whatever charges are there. but u guys are scaming us u always do this with ur customers ur cheaters ur fraud bank on 25/6/2020 my account was showing -11 rs after that u deducted more 778 rs and this Charges surprisingly came in picture and showing that charges are of 15/6/2020 so if it was from this date why it was not reflecting on 25/6/2020.. because you are scammers you always do this. example if i deposit 20000 in my hdfc account And if after 2 monts i will check then definately the amount will be less then what i deposited.. because ur scammers pathetic bank but this time i will not spare you guys i will be taking all the money from your credit card and then i will see who takes that money from me. Do what ever you want to do file a case drop my credit score i bloody dont care but this tym the charges which u have taken will cost u very high... U ###
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HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jun 29, 2020
HDFC Bank Customer Care's response Dear Customer,
We would like to inform you that there are outstanding charges [ Debit Card annual fees & IMPS charges etc...] on your account to be recovered.
Hence we request you to maintain a sufficient balance in your savings account or transfer the same so that the charges can be recovered.
For further assistance on your outstanding charges, we request you to visit your account branch.
-Zubin
HDFC Bank Customer Assistance
Jun 30, 2020
Updated by Upinder singh arneja They have this automated response system which they sent to every customer.. same msg.. worst bank..
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