Dear sir i have an salary account in hdfc bank last year in 2016. But now it is automatically converted into saving account because of non transfer of salary and now my account is a savings account and i want to continue that hdfc savings account. But due to non maintained of sufficient balance it is showing as negative balance is - 1030. What can i do to maintain the savings account?
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Dec 24, 2017
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Nov 21, 2017
HDFC Bank Customer Care's response Dear Customer,
In the event of no salary credits in the Salary Account for any continuous three months, the Bank reserves the right to change the status of Salary Account to Savings Regular Account without any intimation to the account holder/me and the Terms & Conditions as applicable to the HDFC Bank Savings Regular Account shall apply to this account from the date of change of status. The Terms & Conditions and features applicable to Savings Regular Account are published on the website of the Bank. Please visit: http://www.hdfcbank.com/common/hdfcbank_tnc.htm (For Terms & Conditions) http://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3 (On charges applicable for the Regular Savings Account) We request you to maintain the required Average Monthly balance in your Savings Account, to avoid such charges in future. You may also visit your nearest branch and our officials will assist you. In case of change in employment, you can continue with the same account provided the new employer has an arrangement with the bank for the corporate salary account programme. In case an arrangement exists, we request you to visit the nearest branch along with a letter or an e-mail received from the official Corporate email ID. The letter/e-mail should have your complete name and account number and state that you have joined the corporate. Our branch official will assist you suitably.
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