[Resolved]  HDFC Bank — negative balance in my account

Address: Rajkot, Gujarat, 360001

My salary account (In hdfc bank) was created in my first company (Jan-2016), (At that time i was informed that if the salary for more than 3 months is debited then your account will automatically be converted into saving account) so once i left the company (In march 2016) and joined somewhere else. My salary account in hdfc bank has been converted to savings account (Without informing me or warning me) and also charged for that. Then i went to close my salary account (May be in july-aug 2017), so they said that you have to keep your account for 1 year at least and if you want to close your account then you will be charged. I said ok then convert my saving account to small or basic saving account (In which you don't have to keep minimum balance). They said no, that can't be done also. Few days back i received an mail and balance in my account is -8376.27. Now i want to close this account and they said first you have to clear this amount then only you can close your account.