[Resolved]  HDFC Bank — Personal loan

Address: 560043

Hi,

My name is anisha, i had applied for a personal loan through hdfc bank. I am currently workin in tesco bangalore and my salary account is with hdfc bank. I applied for a personal loan online for 150000. I then had received a message from hdfc bank saying your personal loan application nmbr 48036378 is in principle approved for 150000. I submitted all d documents and completed all d process.. My tellecaller's name is sara who on d frst day told me tht the loan ll b processed n d nxt day by aftrnoon.. I waited for 2 days nd cald her.. Thn she told thg had a small doubt if i alrdy had a loan wth hdfc bank.. I cleared saying i dont.. Thn she told ok i ll process it rite now nd d loan ll b disbursed d nxt business day. Thn again i got a call tht i ll hv a house verification.. I told thm tht i hv office on friday dated 26th may, 2017 nd wont b available until 9 pm nd askd thm to send d guy n saturday.. Saturday i spoke wth d guy who told he ll cme n d aftrnoon bt did nt gv a tym.. I cald him again n d aftrnoon nd thn he said he ll only cme whn the field guy who collctd d documnt wud call n tell him to go.. Spoke wth sara n friday.. She told tht its showing negative n house verification.. Bt in reality it nvr hpnd.. I also tried reachin sara's manager.. Mr. Gaurav.. Who nvr pickd my call.. Nvr responded to my msg.. Nor to my email.. I think ths is really really unprofessional frm a nationalised renowned bank.. Plz undrstnd tht we customers r imp fr u to run d show.. Treat us properly.. Whn we do a mistake we r penalised.. Whn u do u hv an escape bcoz we dont say nethn n frgt n move on.. Plz undrstnd tht m a grl who s workin alone.. Livin in a city.. U dont hv d right to # around n waste my tym by blatantly lying n my face.. U either process d loan or reject.. Bt u hv no right to beat around d bush n waste my tym.. Thr r mny other lenders whom i can approach.. I will nvr recommend ne1.. I request sm1 to look into ths n address ths asap.. I need thngs to b transparent.. Dont gv fake promise.. I hope things r fine.. Or else i ll hv to tke ths to a new level.. To social networkin sites..

Looking forward to your response.

Thanks,
Anisha
Loan application nmbr[protected]
Acknowledgement slip nmbr - uap 7598637
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Jun 29, 2017
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
May 29, 2017
HDFC Bank Customer Care's response
Dear Customer,
Your loan application has been considered in line with the bank's internal credit policy (which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes (which include a combination of verifications, credit bureau reports and document verifications). We regret to inform you that based on the above, we are unable to approve your loan as your application does not meet the above-mentioned internal criteria of the bank.

-Anay
HDFC Bank Assistance
 
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