HDFC Bank — Regarding cibil score improvement

Address: Gurgaon, Haryana, 122003

Dear sir,

Kindly look into this matter and do the needful as i am not able to apply for any credit cards or loans for any banks because my name has come in the defaulter list and previously i applied 4 or 5 times for hdfc credit card but all the time application was rejected and no one told me the reason on asking with hdfc bank and hdfc customer care executive but one day when i applied for icici credit card then again my application got rejected and then when i asked to icici employee about the reason he told me that my name is in the defaulter list so application has been rejected but in my whole life i have never ever taken any loans or credit card from any bank then why my name has come in the defaulter list. There is only one incidence happened in my life from hdfc bank.

Incidence was, "when i was working with igt and homeshop 18 then that time i had two hdfc salary accounts but when i left the company i thought these accounts will be automatically closed as the account opened from company but it did not happen but when i got the message from hdfc after so long time that these accounts are still active and there are some penalty charges also which i had to pay so at once i went to my home branch of hdfc in gurgaon and paid the penalty charges after waive off and deactivated both the accounts properly and i have also account closure form for both the accounts. This is the only incidence which happened in my life from hdfc and i think that hdfc only mentioned my name in the defaulter list.

Kindly request you to delete my name from the defaulter list so that i can get the credit card and loans from the bank. I am very disappointed from this type of service from hdfc bank, this was the reason therefore hdfc bank was not telling me the correct information or reason about the credit card application denial but now i am requesting you to give me the positive response asap and i require personal loan on urgent basis as my sister's wedding has been announced and it will be in july 2016;

Also if you want to check anything about me then you can check from anywhere (Family, friends, official staffs, colleagues, neighbors) and i am a regular customer of icici bank from the last 1 year and i have also salary account over there but they did not complaint ever and i have all the relevant documents also.

Waiting for your reply on urgent basis and the screenshot of the account closure form for the hdfc salary accounts is attached below.


Regards,

Vivek dwivedi
[protected]