[Resolved] HDFC Bank — regarding personal loan

lokesh_17

from Mohali, Punjab

Sep 3, 2017

Address: Chandigarh, Chandigarh, 160030

Website: online

My self lokesh kumar. I am working sales manager in itc ltd i apply pre aproove offer for personal loan thru hdfc bank but my loan pending due to show cibil my two wheeler chq bouncing but i am paid per month cash installment
My loan finished emi 2016 hdfc bank issued me no dues certificate.
But my name is in cibil...

My pre approve loan application no 50357316
Name lokesh
M [protected]

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Oct 13, 2017

Complaint marked as Resolved

HDFC Bank customer support has been notified about the posted complaint.

Verified Support

Sep 06, 2017

HDFC Bank Customer Care's response Dear Lokesh,

We take this opportunity to clarify that all Banks are required to provide their customer database to regulatory authorities periodically. All financial institutions governed by RBI guidelines update such information to CIBIL (Credit Information Bureau of India). Therefore, though your loan account is closed, however any cheque bounces / delinquency will be reported to CIBIL.

This is done in the normal course of business. The Bank through this, does not attempt to influence any financial institution on their discretion of approval /disbursement of credit.

-Bejoy
HDFC Bank Customer Assistance

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Comments

Tunvar Shaukat

from Palanpur, Gujarat

Sep 4, 2017

Sir
my account number is [protected] my name is tuvar altaf zafarkhan send me a new cheque book my old book is finished

SREEKALA PRAMOD

from Bidar, Karnataka

Sep 4, 2017

Dear Sir .

In My acconut its shows 531.00 rs deducted and shows AMB CHRG INCL GST FOR JUL2017-MIR[protected]..Hdfc need yo inform us before deduction. they didnt given any information and they deducted .Kindly take an action refund the amount . My Account No Is [protected], Jayanagar Branch, Bangalore

Thanks
sreekala