[Resolved]  HDFC Bank — Regarding personal loans

Address: Theni, Tamil Nadu, 000776

Website: www.hdfcbank.com

Respected sir
My name is ramadas, loan a/c no 48735151. From a madurai hdfc bank loan section a person call me. She asked to me whether you need a loan with 13.5 percent rate of interest, i accepted. Then she said that mr prabakaran would contacted me. On next day, mr prabakaran contacted me through a phone and he asked to me if anybody from madurai spoken to me about a loan. I explained him that they told me to get a loan with 13.5 percent rate of interest. They said that he could help me to get a loan with same interest. I accepted to get a loan with 13.5 % interest and also i accepted to repay the loan within 3 yrs. They also accepted and he got a signature from me in all documents. On 23.6.17, in my canarabank account loan sanction amount was credited. On 24.6.17, i called to a hdfc banks complaint section and told that a process fee was taken very highly in my loan amount. He or she asked to me whether executive explained or not. I replied him, didn't said about this to me. Then i asked detail about the rate of interest. After that, he said that a rate of interest is 14.75% and the loan amount should be repay within 5 yrs. If he explained all this before i couldn't accept to get this loan. So i request, as you said before, you should give me a loan with 13.5% interest and in a 3 yrs repay plan otherwise i request you to cancel this loan
Thank you
By ramadas msc, mphil, bed, ml.,