HDFC Bank — they charged emi rtn charges

Address: Ayyapu Reddy. Site no 29&30, ishwarya layout,kodeghallimainroad, near Hoodi Railway station, Bangalore,Karnataka-560048

Hi
I got personal loan from HDFC Bank, every month they are collecting 16664 as an EMI, Jan I don't have sufficient funds for that they charged 649 as the late fee, and after 4 months they collected 236 as EMI RTN charges, plz make a complaint on HDFC Bank.