i had taken a hdfc unitlinked youngstar plus II, on[protected], through rekha .a, business managerand murali jayakumar code no:00175452, for 8 lacs, premium payable 25000 yearly.they both told me that first year 40%, i.e.rs.10000, would be invested in your portfolio, and 15000 would be retained by hdfc for all expenses for the policy thru the coming years, and second year 935, and 3rdf year onwards 98%would be allocated, but on checking the...