IndiaBulls — Demand notice for loan

I am very distressed customer of indiabulls. I had a personal loan of account no.. IPERBAN04066408 on 12.09.2019.
I had paid regularly emi of 28128 every month without defaulting till March 2020. But once government announced lockdown, I availed moratorium till August 2020 but unfortunately my training business had restrictions in Bengaluru, I closed the business in September 2020. Recovery agent came and collected emi of September 2020. But I received a notice, claiming I am defaulter and they added some fictitious amount and are claiming to clear 816000 where as i availed 765000 and I paid 250000 as emi. This is the classic example how these people are ruthless and trying to loot money from already distressed individuals. I was wondering as why farmers commit suicide. I think this is not country that belongs to me. My business is shutdown, I am on street, government has put lockdown, and these people are harassing? Who is responsible for the whole mess?