IndiaBulls — DHANI loan foreclosure

Foreclosure of loan - PL22292741

I made a foreclosure amount of Rs: 6632.98 on October 14th 2020 as advised by the collections agent who was on call with me while I made this payment.

Since then I have never received a foreclosure email when I was told it would be sent within 30min on that same day. I have sent multiple emails to the [protected]@dhani.com asking for a foreclosure as I have made the payment and I have shared all required proofs of payments as well. It has been almost 6months now and I am still receiving irrelevant responses from the Dhani support team. Worst part is that when I call their customer service number or visit Indiabulls bank, they say Dhani foreclosure support is only through emails and I need to deal with it over emails. I also see that they have been deducting EMIs post my foreclosure of loan and now they say I have some due that needs to be cleared. I don't understand why I have any due when I did a foreclosure of loan with complete pending amount in my loan account plus there are EMIs that are getting deducted post my foreclosure

I see this as their incompetence to do their job effectively. Looking at the way things are going on with me, I also got to know that few others are also facing similar difficulties with their foreclosure in Dhani I regret taking loan from Dhani.

Regards,
Vinay Shankar
[protected]@hotmail.com
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IndiaBulls customer support has been notified about the posted complaint.
Verified Support
Mar 27, 2021
IndiaBulls Customer Care's response
Dear Customer,

Please be assured that our team is already working on your concern and will provide you with an update soon.
Mar 30, 2021
Updated by Vinayshankar56
There is no word from the team about the refund.
Apr 06, 2021
Updated by Vinayshankar56
NOC was emailed to me however the EMI refund is not processed yet and there is no update from the team about it.
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