IndiaBulls — double emi deduction & incorrect balance loan amount

Address: Mumbai

Hi team,

I have taken loan of 50k from india bulls dhani app, emi deduction date is 5th of every month, also they are giving option to pay the amount manually.

My balance loan amount was showing as 46k something.

Here this time i thought i should pay the emi early. So on 1st may i paid emi manually from the app.

Amount: 2720 (My amount from bank+dhani cash)

I thought it will get settled asap.

But again on 5th may 2020, they debited 2720 from my bank account.

And till now it is not settled in the loan app.

So i complained about the same and asked them to refund my excess amount.

For my surprise, they are giving irrelevant response like we have updated in your app.

So i went and checked it n app.

In the app, even after paying the emi, balance should be reduced. What they did is increased the balance amount from 46k to 47876.53.

And again they are asking me to pay the amount.

What the hell is this.

My expectations:-

Refund my excess amount of rs.2720.
Correct the loan balance amount.
Remove emi pay option.

Loan number: iperpun06978547
+2 photos
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IndiaBulls customer support has been notified about the posted complaint.
Verified Support
May 08, 2020
IndiaBulls Customer Care's response
Dear Customer,

As discussed we have escalated your remarks to the concerned team and will soon get in touch to assist you better with your issue.
May 08, 2020
Updated by Suhasmk07
Hi Megha,

As discussed I have sent bank statement and dhani app wallet history screenshot.
May 11, 2020
Updated by Suhasmk07
Hi Megha,

Awaiting for your call as promised by you.
Verified Support
May 11, 2020
IndiaBulls Customer Care's response
Dear Customer,

As discussed our team has been notified of your concern. However, we would like to assure you that we are working continuously to ensure that your issue is resolved at the earliest.
May 13, 2020
Updated by Suhasmk07
Hey Megha,

What the hell is going on with you guys.

Call me right away. I can’t handle this ### anymore
May 13, 2020
Updated by Suhasmk07
Hey Megha,

I am already frustrated, Call me right away.
Verified Support
May 14, 2020
IndiaBulls Customer Care's response
Dear Customer,

This is taking longer than usual. Please allow us some more time request your patience in the interim.
May 15, 2020
Updated by Suhasmk07
Hi Megha,

As discussed, this amount should be refunded in 48 hrs.

Will be waiting for your call.
May 15, 2020
Updated by Suhasmk07
Hello Megha,

Kindly give me a call right away, Your team has gone mad
Verified Support
May 16, 2020
IndiaBulls Customer Care's response
Dear Customer,

Sorry for inconvenience, We would like to inform you that Rs.2720 has been credited in your Dhani Wallet against Excess EMI amount.Do let us know if you need any assistnce in future.
May 16, 2020
Updated by Suhasmk07
It is not yet resolved.

Who gave you consent to refund amount in dhani wallet instead of my bank account.

Amount I paid was from my bank account and not from your wallet.

Do try to fool me
Call me right away and refund it in my bank account
May 16, 2020
Updated by Suhasmk07
Megha,

You said you will call me,

I am waiting for that
Verified Support
May 16, 2020
IndiaBulls Customer Care's response
Dear Customer,

Our team tried calling you but couldn't get through. We request you to connect on our toll-free number[protected]Maharashtra, Bengal and Southern states) and[protected]Rest of India) for further assistance in this regard or you can also write to us at [protected]@indiabulls.com."
May 16, 2020
Updated by Suhasmk07
I will not call on your number, Its of no use.

Call me tommorow megha.

Whatever it takes call me got it
May 16, 2020
Updated by Suhasmk07
It is not yet resolved.

Who gave you consent to refund amount in dhani wallet instead of my bank account.

Amount I paid was from my bank account and not from your wallet.

Do try to fool me
Call me right away and refund it in my bank account.

Call me ASAP.
 
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