IndiaBulls — Fake disbursal of amount in account and harassing to pay

I applied for a loan and my id no is[protected]Credit Limit ID: CLKODO8K779IWNX6). The loan amount was Rs. 12, 750 which applied on the date of 02/08/2020. As they mentioned instant loans, I kept in my mind that the amount of Rs. 12, 750 will be transferred to my bank account. But later I came to know that the loan amount is transferred in India bulls Dhani app, which is not able to utilize. The main thing they never mentioned that amount will be disbursed in your wallet and not in your bank account this is a fraud. Meanwhile, I have paid EMI every month they debited my amount mentioning that non-realization of EMI amount. I am raising this complaint because why should I pay the money which is not utilized? Please take action against this as early as possible because I heard and seen too many frauds and scams and how they blackmailing people and their families. I am raising this because if money is not in my bank account how they expect that we will return the total amount. This is a total scam and fraud.