IndiaBulls — Recovery team threatening

I taken laon from Indiabull dhani before 2 years And it's algorithm is to use 10 percent of the total loan amount I can use per a day and I can repay it in 3 months EMI. Each EMI having 33 percent of the money but suddenly in between my use company said pay the total loan amount in a single day other wise my loan limits will not increase in future and they put my cibil score down and I have to appear in lok Adalat to pay the money.They sent me several msges of court notice when I fell to pay the amount at a time and calling me always to depress Me. Now they come to my home in Every 15 To 20 days and forcing me to pay all amount with a higher interest rate.Plzz help me Sir