Ivl Finance Ltd — I Never applied for personal loan but showing in my Cibil

I have never applied for personal loan but still showing in my cibil that i have taken 1000 Rs loan and now overdue amount is 9552 Rs. Due to this my cibil score is down and loans are not getting approved.

I also checked if 1000 Rs is credited in my account but not found any amount deposited in any of my banks.

This is a fraud which companies are doing and people notice when they check credit score.