Ivl Finance Ltd — Never applied for personal loan but they still showing in my cibil

I've never applied for any personal LOAN from dhani but it's still showing that a LOAN is ongoing by my name and it has been bounced. It made my cibil drastically low and we would have never new until we check our CREDit report. And no one in the internet is solving this, this guys are literal ### and fraudsters and i really hope it's ceo does'nt make a public appearance because too many questions will be raised. Please solve it asap
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