Lichfl — rate of entrust taking higher than market rate

Address: New Delhi, Delhi, 110025

Kind Attn-:
Mrs Gurjit Lamba,
K.G Marg Canaught Place

Today I feel regret on the worst decision of my life to go for Housing Loan from “LIC housing finance Limited at the time when I availed housing loan from LICHFL they offered me 10.7% saying it will keep changing based on the LPLR .
But today when the nation is at a ROI of 8.35 to 8.5 i am paying 11.50 %.
I was shocked to see I am being charged ROI of 11.50% which other banks had three years back. When I started inquiring the reason they offered my an ROI of 9% which again is high compared to 8.5 of other banks.My Loan ROI was increased by LICHFL without to give any Notification notice, call or Mail and even they kept remain continued when the Market ROI is going 8.3 to 8.5.
when i discussed with LICHFL Branch (K.G Marg) they said that 1180 Rs, to be paid for decrease the ROI.
and i have given a cheque of 1180 rs, But i want My EMI amount reduced instead of Tenure.and the date of given cheque is 28/9/2017 and my ECS date is 10th of every Month.so i want to avail rewrite facility in next Month EMI (10 th October 2017)with the Current Market ROI 8.35. and i want notification mail or call regarding any fluctuation (either the decrease or increase) of ROI in future.and Please share the Schedule of Amount After Rewrite.

On Mon, Sep 25, 2017 at 3:13 PM, Gautam Aditya wrote:
[protected] Forwarded message[protected]
From: "RAKESH SETIA"
Date: 25-Sep-2017 12:59 PM
Subject: rewriting 1735 of shadab khan
To: "gautamadi.[protected]@gmail.com"
Cc:

Please take his request on plain paper separately, along with the formats attached to be signed.

Thanks & Regards,

Rakesh Setia
Astt Manager
Credit Monitoring
Connaught Place
New Delhi
This mail should not be printed, save paper save environment.

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Thanks and Regards,
Mohd.Shadab

Asst.Manager- E&M Projects
ETA ENGG. PVT. LTD
Near kendriya vidalya
DDA park, andrew ganj road
lala lajpat rai marg
Moolchand, Delhi-110024
Email: [protected]@eta-engg.com, shadab.[protected]@gmail.com
Mob : + 91-[protected], [protected]

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Corp. office- ETA Engineering Pvt. Ltd B-13, Sec-63, Noida - 201307 (U.P.) PH[protected]
Web:www.eta-engg.com