Max Bupa — health insurance policy

Address: 400101

Website: maxbupa.com

We ( family of 3 Husband, wife, child) have an insurance policy from Max Bupa- Heart Beat Policy. We went in for this policy in 2013, wherein the sales representative did a very good job of gaining our confidence!!
Assuming that Health insurances was the best way forward for securing my families health, We chose Maxbupa, . My husband is diabetic for over 15 yrs and hence felt the need we need tohave an Health insurance, which was disclosed to the company at the very beginning.
Since 2013, my insurance premiums have been sky rocketing, from INR 26503/- to 41075/- in the past 5 years( without any claim so far). Logic dictates that at the time of my retirement, I would be paying close to 2 lakhs as premium ( in the next 10-15yrs)
Reasons given via email by the Assistant Manager-Grievance Redressal states
a) IRDA policy b) Inflation cost c) Increase in age.( Did the insurance company think we would get younger in age, defying the nature laws).
I WOULD NOT RECOMEND " MAXBUPA" TO MY WORST OF ENEMIES
IT'S A MONEY MAKING RACKET AND LOOTING IT'S CUSTOMER.