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Nict Technologies — ACH charges refund REGARDING

My salary account in hdfc bank but april month to may 590 rs debit 1 time narration ach auto debit return charges why are you debit this charge my emi bounce but rbi guidance 3 month relif covid 19 and this really rubbish bank my situation very low till time and am not pay ach debit return charges without any action pls i request to refund this amount.
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    NICT Technologies Phone
    +91 73 1255 5480 [Head Office]
    +91 52 2332 4952 [Lucknow]
    +91 75 4203 5564 [Patna]
    NICT Technologies Address
    Plot No. EB-109, Scheme No. 94, Indore, Madhya Pradesh, India - 452010
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