[Resolved]  Ora Policy — iphone pro max insurance - not fully satisfied

Address: Noida
Website: orapolicy.com

My name is alok and i purchased insurance of my iphone 11 pro max in mid jan 2020 and immediately took insurance of my iphone from orapolicy.com
On suggestion of my cousin by paying rs.6000 approx premium, the protection plan activated on the same day.
Sir, last week on 2nd of june i lost my iphone somewhere near gurgaon border. When i didn't find it after searching in my bag and car. I immediately reported to orapolicy customer care and also filed an online police complaint. My claim approved on 10th june.
Yesterday, on 13th june the company credited only rs.1, 11, 236/- in my bank account, while the purchase amount was 1, 32, 000/- of my iphone pro max.
Sir, pls help me to get reimbursement of full amount of my iphone. Why they deducted approx 20, 000/- in my claim? They are not able to give me full breakup of amount deduction. I will take this matter to legal cell.
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Jun 19, 2020
Complaint marked as Resolved 
 
9 Comments

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Few days back I received my Asus laptop from claim team, I guess they replaced it's motherboard. Awesome. During lockdown also they are so fast. How can you say that this company is not good.
But atleast this company gave u the claim, you should appreciate instead of complaing for orapolicy.
Nushant Tyagi's reply, Oct 18, 2020
Actually there are people who are habitual complaint maker. I have ordered iPad air from Amazon and was searching for its insurance. I guess I wud prefer to go for ora policy. Prices are cheapest for this policy in the market comparatively to other companies.
I went through all orapolicy reviews and complaints and found that orapolicy.com IS BEST Company among all.
This ### got the claim money still he is crying.
I usually NEVER get extended warranties and insurances, but when we had to buy washer, dryer, and refrigerator after moving into a new house from Chennai, I figured it'd be a good idea, especially since the price for the warranties was modest. As our luck would have it, our Samsung fridge was problematic from day 1 and we had ice maker and general cooling problems. After the 2 year mfr warranty ran out, we contacted ORA Policy for our cooling issues and ice maker issues many times. They were always cordial, professional and worked hard until the problems were resolved. I'm so glad I got their insurance and would highly recommend if you get a refrigerator or any appliance you use often. Unfortunately as they say, "They don't make things like they used to" is very true, and I definitely am very glad we invested in our Ora policy for appliance insurance plan.

I usually NEVER get extended warranties and insurances, but when we had to buy washer, dryer, and refrigerator after moving into a new house from Chennai, I figured it'd be a good idea, especially since the price for the warranties was modest. As our luck would have it, our Samsung fridge was problematic from day 1 and we had ice maker and general cooling problems. After the 2 year mfr warranty ran out, we contacted ORA Policy for our cooling issues and ice maker issues many times. They were always cordial, professional and worked hard until the problems were resolved. I'm so glad I got their insurance and would highly recommend if you get a refrigerator or any appliance you use often. Unfortunately as they say, "They don't make things like they used to" is very true, and I definitely am very glad we invested in our Ora policy for appliance insurance plan.
When it comes to protection of expensive gadgets, I guess u can trust only few companies.
I m working as a wealth manager in Delhi, and earlier when I was in Chennai my laptop was insured from ORA policy. I realised the importance of protection plan or insurance when my laptop misplaced or probably stolen in a auto. Thanks to ora policy at least I get my money back to buy new model of my Dell laptop. Oh, today I was just scrolling about ora then I saw this review. So decided to share my experience. I brought a new smartphone today so, undoubtedly I m taking insurance from ora policy. Guys I just wanna say, do ur own reasearch before u buy any thing, put your money in right company. After all its our hard earned money.
ORA Policy is better then oneassist, my theft claim rejected with stupid reason from oneassist. But in orapolicy they replaced my iPad air with a new one earlier this month.
siya nainwal's reply, Jul 20, 2020
Haha, true sir ..I also faced a rejection earlier with a mobile insurance company which chroma sales man sold me, so this time I gave ora policy a try. ORA is amazing.
This is the same company previously operated in the name of mymobileinsurance
Or times global .. the review are written by the same person .. you can search on Google as ora and https://www.mymobileinsurance.com/

Dont fall in the trap.
I just brought brand new iPhone 12 Pro Max and a iPhone 12 Mini. One of my cousin recommended me this company, as he is senior executive in LIC and he doesnt talk nonsense. so, I was just googling and landed on this page. I compared with other similar companies and found Ora has very low prices compared to its competitors and moreover this company is tried and tested by my own cousion and he is a satisfied customer. So I dont have any reason to opt for other company. Till now I didnt find any negative feedback. Hope I wont get any claim in future but still i m taking insurance for peace of my mind. Rest guys do your own research before buying insurance of your expensive gadgets.

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    Noida
    India
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