Union Bank Of India — Excess Recovery of EMI While Account Has Already been Closed

Address: UBI, Agra Main Branch, Sanjay Place, Agra

I have taken Vehicle loan from Union Bank of India for purchase of new car during Nov 2020. My Vehicle Loan A/C No is [protected] which was being maintained by UBI Main Branch, Sanjay Place, Agra (UP). Accordingly, ACH Debit request was sent to Bank of Baroda and as per ACH Mandate an EMI of Rs 15, 200/- (Rupees fifteen thousand two hundred only) was regularly debited from my Bank of Baroda Account No [protected] till closing my car loan account on 22 Feb 2022. Further, it is intimated that I have refunded all the loan amount including interest and my above account was closed on 22 Feb 2022 by UBI, Main Branch, Agra. In this regard No due certificate and zero account balance statement issued by UBI are attached for necessary action. It is noticed that while I have refunded all the loan amount including interest on 22 Feb 2022, it is not understood why EMI amounting to Rs 15, 200/- (Rupees fifteen thousand two hundred only) has now again recovered from my BOB Account No [protected] on 11 Apr 2022?. It is to informed that an advance intimation to the effect was also sent by me through email on 23 Feb 2022 stating that all dues have been paid and to stop ACH mandate, copy of email attached. In view of the above, you are requested to stop all ACH mandate and refund excess EMI of Rs 15200/- recovered yesterday to my BOB account No [protected], immediately.