Union Bank Of India — mortgage loan a/c no. [protected]

Address: Chennai, Tamil Nadu, 600044

Respected ma'm/sir,

My name is shrinivas chandrasekharan and i have availed a mortgage loan of 15 lakes from your esteemed bank under the loan account [protected].

I have been reeling under extreme financial constraints due to my parents death inthe recent past and additional responsibility of taking care of my twin daughters. However i was trying hard enough to ensure my account doesn't get into npa since dats the home where my parents breathed their last.

The reason, i am escalating this to your notice is because i am being literally threatened by the velachery manager raj kumar and his assistant hari krishna to clear my three months overdue stating they will take repossession of my ancestral home. I have been trying to make them understand the emotional quotient attached to my home and assurances of me clearing the over due soon, but has not stricken any bells to them.

I had made a payment which was less by 5000 of emi amount last month august 2017 leading to my account into npa and i suffered a mild attack due to the stress i had to undergo leading to not able to arrange the balance of 5000. my wife was informed the next day that they have paid the balance rs.5000 to save my account from npa but was threatened with representatives sent to my home to collect the rs.5000 paid by mr. Hari krishna from his personal account. I am indebted to the favour and humane gesture he did and repaid as well and thanked him for the help. The cash of rs. 5000 was collected by another agent representing your bank on september

However, for this month september emi, i made a payment of rs.35, 000 bearing hdfc cheque 000146 dated september 22nd 2017. Despite that mr. Raj and mr. Hariskrishna have gone to my home and during our absence have threatened my neighbour of sticking notice of npa at my home.

While availing the mortgage loan i had informed of having rented my home and now i am being threatened it is against your policies. I request you very earnestly it has never been a thought of mine to cheat your esteemed consumers depositing in your supreme bank but now the way i am being treated is leading me to believe of me being a failure in life.

Request you to get your focus on few maligned people trying to bring loss and reputation earned all these years by your bank with utmost sincerity and clarity of senior employees. They both are disgrace and are acting as cheap collection agents who have already raised couple of npa in the last three months where mr. Raj threatened me of takin custody like how he did for three of your clients in the month of july and august.

I have a strong feeling of me taking the heat of raising this issue to you and will loose my ancestral home. But i am ready to get on to that, because of i am ready to end my life though my twin daughters becoming fatherless but few irresponsible people projecting wrong notions of your esteemed concern.

I am aware of few of your clients who are not repaying appropriately but are let loose due to their monetary weitage and influence they have with your bankers and middle class socialised sector are being penalised.

There has been not a single instance of requiring a support from legal freterneties irrespective o[censored]niformed services or lawyers till date as i am. God fearing pious human. Request you to please let me know what is the best is can be done on a humanitarian concern.

I am ready to share my ordeal as per your convenience and pleas3 feel free to reach out to me at [protected].