| Address: 500016 |
| Website: www.vijayabank.com |
I am syed mohammed rafi (Inr)-[protected] holding home loan account, as earlier i have complained regarding my tenure and emi issue. No action has been taken.
Please make note of issues, as i am vexed with vijaya bank managers and their approach for this issue. If you guys are not able to fix this issue, please let me know
How do i get it fixed or else i will complain this issue in consumer court.
Here are the details of issues:
Issue 1) my emi was 25325 when i deposited two lakhs (2, 00, 000) on 14th july 2016 then my emi is increased to 26580, with a shock i asked the branch manager (Charandeep virmani)
About the details. He said that tenure is reduced and its rephrased. But actually nothing is done.
Issue 2) i deposited 1, 30, 000 on 10th jan 2016 to reduce my emi and it is reduce from 26580 to 25100. The tenure is stuck at 221 months.
Issue 3) i came to know about interest change option 9.7% to 8.9% on 10 jan 2017 which is from bplr to mclr, that time my tenure was 221 months.
But when i have changed from bplr to mclr in april i was charged 0.5% plus vat calculated based 221 months tenure which is wrong calcualtion.
Issue 4) when changed from bplr to mclr, bank people did mistake in due date calculation due to that my emi for the april was deducted just 9045 rs/- only,
When asked branch manager (Sangameshwar patil) said switch over fee is calculated as emi, but swith over fee is also added in my home loan outstanding balance.
So who is going to pay these losses of my money, do i need to bare the bank people mistakes.
And special note i was going to bank everyday from past 20 days, but no action has been taken. Only response i get is please wait outside for 10 mins and after that
Manager (Patil) tries to convience which results nothing. My manager doesn't know my tenure, everytime he calls higher authorities they also don't know. Am in i in
The wrong bank or vijaya bank doesn't have the details of their customers/account holders.
Was this information helpful?
