Bajaj Allianz Complaints & Reviews

Hello Sir, This complains is regarding Bajaj Allianz, and with your help, would want to seek justice. I had taken Bajaj Allianz insurance (policy no: OG[protected]-[protected] for my car (registration no: GJ-23-H-9310), last year (2nd time). A month back, when I placed my car for repairing due to an accident, they did not pass my claim (claim no: OC[protected]-[protected] fully. Their surveyor started pressurizing me to file an FIR, only then he would proceed with passing my claim completely. I have been constantly telling them from DAY 1, that the damages that exist are due to the accident and I have not ingested them manually, which is so obvious when you see them, but they don't feel so but are not able to justify, why they don't feel so. As a customer, it is my right to know, how they can justify, if the damage is part of the accident or not, after mailing them constantly, and asking for their justification, they just keep telling what they feel about it. Verbally, their surveyor has very clearly stated, that if I file an FIR, only then he would proceed with processing the other half claim, but when I complained regarding this to their manager, he is denying it completely(which I can prove, in the below mentioned details). I would also like to bring t your notice that, 2 years back, when I had taken their insurance, which was a full insurance including third party(policy no: MB[protected]), I had again faced the same problem, at that time, Kiran Motors(Baroda) and Bajaj Allianz had conspired against me and pressurized me, to give them an assurance on a stamp duty paper that they will not be responsible for third party claims(claim no: oc[protected]-[protected] only then they would pass my rejected claim, and Kiran Motors was constantly calling me and telling me to make full payment, until my claim gets settled, or they would abandon my car or charge me with fine, for keeping my car in their garage since the day it arrived there(almost 3 months). At that time, I gave into the pressure, and got the stamp papers ready, which stated, that since they demanded this assurance, I am providing it and have their signatures on it as well. (I can provide the scanned copy of the same, if you require) Last year, I thought that they might have improved their customer service, and I would not have to face the same, displeasure and dissatisfaction again. But I was so wrong. I am very frustrated and unhappy, that every time, when I have applied for claim, for genuine reasons, they pressurize customers to file an FIR or give them an assurance on a stamp duty paper that they will not be responsible for third party claim, even if I am taking full insurance(which covers third party claim). If I could afford, such big amount, why would have I gone for buying an Insurance. It is nowhere stated, in any of their policies, that every time a car comes for claiming an assurance for some accident, they need to have an FIR filed and submit the same to the insurance company, only then they would properly respond to customers, or keep rejecting their claims partially or completely. I am very much looking forward, to getting justice, and would be very thankful and grateful to you, if you could help me with this in some way. I may not be the first customer, to face this, but I feel that it's high time, that someone brings them to their senses, for pressurizing and misleading customers in this manners. I am also, hereby attaching, the mails that I have exchanged with Bajaj Allianz, for the current matter. Kindly, let me know, if any other details are required to be provided. Waiting for your valuable response. Thanks GurjitSingh

Dear Mr.Venkatravichandra Jalagam, Bajaj Allianz
Policy no : [protected]
RE: I am cheated by Bajaj Allianz - Planned before policy issue, and joint cheat by issuing a suicidal policy. Your reply is irrelevant and not cover the subject of my complaint.
1. You are justifying the CHEATING after the policy issue.
2. But Bajaj Allianz cheats the customers, before the policy issue.
3. In my case, the TRAP offer was - Pay only 3 premium and enjoy a large money return. (See Attachment - BAJAJSCHEME.docx)
4. The marketing personnel and associates of Bajaj Allianz offer an attractive scheme, By Mr.Dhakshina moorty from Tirunelveli. (His contact is through his partner Mr.Nelliappan, Bala Printers, Kokkirakulam, Tirunelveli. MOBILE : [protected]. He was from "Team Life Care Company of (India) Privae Limited", Srivasam, No 15, 1st Cross, Pampa Layout, Hebbal, Kempapura, , Bangalore. 560024 (Agents to canvass insurance for Bajaj Allianz). 5. Then, Pooja Kumari Roy in Bajaj Allianz prepared a suicidal policy to pay premium for 25 years. It was thrusted on me by Mr.Dhakshina moorty, promising that it is the Pay only 3 premium and enjoy a large money return policy. 4. As a result, I paid Rs 75, 000, my life saving. 5. After 3 years, Pooja Kumari Roy, gives only Rs 47, 616. The balance Rs (75,[protected] = Rs 27, 384 is stolen by the Bajaj Allianz's Public Cheating group.
6. I do not know, whether you also get a share to write a justification of the Robbery after the policy issue.
7. So, this is jointly planned cheating of a rural house wife by Bajaj Allianz team Poojakumariroy+Team Life Care Company of (India) Privae Limited + Mr.Dhakshina moorthy from Tirunelveli.
8. Please help me and arrange to refund my balance money of Rs 27, 384 immediately. You should see the case before issue of policy. I have lost the 3 years interest on Rs 75, 000.
Kanthimathi, Alwarkurichi
===========================

Dear Mr. Venkatravichandra Jalagam, Bajaj Allianz Life Insurance Co. Ltd.

By sending your Email, You have also joined the group of cheaters in Bajaj Allianz.
You have given me a wrong Email address <[protected]@md4.vsnl.net.in> for the Office of the Insurance Ombudsman. I sent an email and it bounced back as wrong email address.
Please send me the correct email address of the Office of the Insurance Ombudsman.
This confirms that Bajaj Allianz employs ignorant persons, to cheat and misdirect the public.
With Regards.
Kanthimathi.
========================
Sub : Joint cheating by Bajaj Allianz+Pooja Kumariroy+Teamlife Insurance+Dhakshinamoorthy
Policy no:[protected]
The case : Jointly planned cheating - Summary
I am a rural house wife. I was approached by the agents of Bajaj Allianz Insurance Company to get Invest Plus Premier policy.
1. The agent's name is Mr.Dhakshina moorty from Tirunelveli. (His contact is through his partner Mr.Nelliappan, Bala Printers, Kokkirakulam, Tirunelveli. MOBILE : [protected])
2. He was from "Team Life Care Company of (India) Privae Limited", Srivasam, No 15, 1st Cross, Pampa Layout, Hebbal, Kempapura, , Bangalore. 560024 (Agents to canvass insurance for Bajaj Allianz).
3. He offered a policy called "Invest Plus Premier". The premium to this policy is to be aid only for 3 years and then stop. The policy offers great fortune after 3 years, around a 1 Lakh, and it grows every year there after. (Attachment - BAJAJSCHEME.docx)
4. Believing this, I paid Rs 25, 000/= for 3 yeras (Total Rs 75, 000), My life saving.
5. My policy number is [protected]
6. The policy is made in unreadable small letters, by Pooja Kumariroy. But she made it different from the scheme offered to cheat me and benefit Bajaj Allianz.
7. It was told by Mr.Dhakshina moorty, that this policy [protected] is the "Invest Plus Premier" policy to pay premium for 3 years only. So, I accepted it.
8. I surrendered the policy in February 2014 and I got only Rs 47, 616. The balance Rs (75,[protected] = Rs 27, 384 is stolen by the Bajaj Allianz's Public Cheating group.
8. So, this is jointly planned cheating of a rural house wife by Bajaj Allianz team Poojakumariroy+Team Life Care Company of (India) Privae Limited + Mr.Dhakshina moorthy from Tirunelveli.
Please help me and arrange to refund my balance money of Rs 27, 384 immediately. I have lost the 3 years interest on Rs 75, 000.
Kanthimathi, Alwarkurichi
===========================

DearMr. Pawan Mahajan, Bajaj Allianz Insurance Company. 27th March 2014 // U R G E N T //
I have not received any reply and refund of Rs 27, 384, cheated by a group of persons in the Bajaj Allianz through Policy no:[protected]. Please investigate and do the needful immediately.
With Regards.
Kanthimathi. Alwarkurichi. (Housewife)
===========================
Dear Kanthimathi ji
We thank you for writing to us. We are examining your case and shall get back to you shortly.
Regards
Pawan Mahajan
[protected]
[protected]
-----Original Message-----
From: Kanthimathi Subramaniam [mailto:[protected]@drvsrs.com]
Sent: Wednesday, March 12, 2014 11:26 AM
To: Tapan Singhel/Head Office Pune/Profit Centre/General
Cc: Joint cheating by Bajaj Allianz+Pooja Kumariroy+Teamlife
Subject: I am cheated by Bajaj Allianz - Planned and joint cheat
Importance: High
Dear Sir, // U R G E N T //
Sub : Joint cheating by Bajaj Allianz+Pooja Kumariroy+Teamlife Insurance+Dhakshinamoorthy
Policy no:[protected]
The case : Jointly planned cheating - Summary
I am a rural house wife. I was approached by the agents of Bajaj Allianz Insurance Company to get Invest Plus Premier policy.
1. The agent's name is Mr.Dhakshina moorty from Tirunelveli. (His contact is through his partner Mr.Nelliappan, Bala Printers, Kokkirakulam, Tirunelveli. MOBILE : [protected])
2. He was from "Team Life Care Company of (India) Privae Limited", Srivasam, No 15, 1st Cross, Pampa Layout, Hebbal, Kempapura, , Bangalore. 560024 (Agents to canvass insurance for Bajaj Allianz).
3. He offered a policy called "Invest Plus Premier". The premium to this policy is to be aid only for 3 years and then stop. The policy offers great fortune after 3 years, around a 1 Lakh, and it grows every year there after. (Attachment - BAJAJSCHEME.docx)
4. Believing this, I paid Rs 25, 000/= for 3 yeras (Total Rs 75, 000), My life saving.
5. My policy number is [protected]
6. The policy is made in unreadable small letters, by Pooja Kumariroy. But she made it different from the scheme offered to cheat me and benefit Bajaj Allianz.
7. It was told by Mr.Dhakshina moorty, that this policy [protected] is the "Invest Plus Premier" policy to pay premium for 3 years only. So, I accepted it.
8. I surrendered the policy in February 2014 and I got only Rs 47, 616. The balance Rs (75,[protected] = Rs 27, 384 is stolen by the Bajaj Allianz's Public Cheating group.
8. So, this is jointly planned cheating of a rural house wife by Bajaj Allianz team Poojakumariroy+Team Life Care Company of (India) Privae Limited + Mr.Dhakshina moorthy from Tirunelveli.
Please help me and arrange to refund my balance money of Rs 27, 384 immediately. I have lost the 3 years interest on Rs 75, 000.
Kanthimathi, Alwarkurichi
===========================

Sir, Wuith due respect I hereby inform yoy that my Car No. HR26BF4583 is insured through M/s Maruti vide Bajab Allianze Insurance Co., vide their policy No. OG[protected]-00018213 dt. 8.11.2013. On 4.2.2014 I have handed over my Car to M/s Pasco Automobiles, Gurgaon for cashless repair. But due to wrong information submitted by the officers of M/s Pasco Automobile in claim form. Due to which M/s Bajaj Allianze refused to pass our claim. I have sent numbers of emails to M/s Pasco Automobile, Gurgaon and M/s Bajaj Allianz Insurance company but all in vain. Now you are requested to please let me know what should I do at this stage. With Regards Parveen Batra/Ravi Kiran Adlakha

On[protected] Mr.Vedprakash Mahajan from Bheema shikayat Department ZE Block petampura New Dehli from mobile no[protected] told me that if you will deposit Rs 30, 000/- cash in the account of Mr.Amit Garg then you will get your policy amount i.e Rs 2, 86, 973/- within 24 hours.So I deposited Rs 30, 000/- in the ICICI account of Mr.Amit Garg whose account no is[protected]on[protected] which has been withdrawn by him immediately.On[protected] after sometime Mr.Vedprakash Mahajan has allotted me a code no i.e R- [protected] and till date I have not received the amount. On[protected] Mr.Vedprakash called me that you will get Rs3, 93, 973/- so you have to deposit Rs 30, 000/- as tax amount which will be returned to you. So Ideposited Rs 15000/- in the ICICI account of Mr.Amit Garg whose account no is[protected] on[protected]. On[protected] at 10.45 AM Bajaj Account Department called me from the no.[protected] he verified my name my account no. bank name and second person of account holder and said that if you will deposit the remaining tax amount i.e Rs 15, 000/- within 15 Minutes then you will get your amount till 04.00 PM. So I have deposited this remaining amount of Rs 15, 000/- in the same account of Mr.Amit Garg within 15 minutes and both this tax amount was withdrawn immediately.And till date I have not received any amount.I called on following numbers many times-[protected], [protected], [protected], [protected] and [protected] they are not replying to my call and messages.So kindly look after my complaint.

Policy Number: OG[protected]-00007436 Claim Number: OC[protected]-00002281 It took more than three months and several emails, calls and efforts to get my vehicle repaired though it was taken by company's recovery van to the workshop of their choice. Although my car was in a cashless workshop (as advertised by the company) they asked me to deposit money in their account before they can start work on my car which I did immediately considering it will be reversed after the settlement. Now after three months I get an email that I have to pay around 66, 000/- for the repair of the vehicle from my pocket and it will not be covered from the insurance. 66, 000/- is not a small amount and I refuse to accept this adjustment. I will also claim for not repairing my vehicle for more than three months. Please reply me asap.

My self paid the bajaj life insurance premium for 03 years continuously. RS.20000 paid as premium per year. Totally Rs.60, 000 paid for 03 years. Recently I saw a message that shows only rs 48000/ is available fund under my policy, i really got shock .
now I need the full amount of fund for my emergency what I have paid (Rs.60000) as premium.
Any way then i enquired with bajaj insurance executive, he told some thing else and not understandable. Also note that the executive who started my bajaj insurance told at the time that, it is a flexible insurance and we can with draw any time on its period with full amount.
Now i have realized that people like me are cheated by the insurance company. We request the government or concern bodies to acquire the amount and return to us. These kind of cheating should be protected and people who are in middle class are only affected by this companies directly.

I purchased a policy [protected] capital gain 7 years back and the agent did not tell me about the surrender charges. I repeatedly asked her and she confirmed that there will be no charges after 3 years . She even said that I will only make positive returns. She did not state any disadvantages or risk with the policy. When I try to close this policy in 2014 Bajaj is saying that I was completely aware of the T&C and that they will return me lesser than what I have paid. All this while I was thinking it is the agent who tried to cheat me, but after emailing the Bajaj guys am sure it is the company who has 0 ethics. They are blaming it on me that i did not read the T&C, but not on themselves for mismanaging my funds to make it negative returns and for selling me products the disadvantages and hidden charges are never informed to me. These guys are terrible and talking to them makes your life even more terrible. They are snatching / deducting 12K from me on surrender charges and shameless even stating that they will give me -5% returns.I thought they would be concerned about their unethical sales practices and would consider my request by at least returning me what i paid for 0% (which is a big loss for me because if i had invested this in bank deposit i would have got 8% return) but am in grave need of money, so at least return me what i paid for. But they are just blaming it on me and finding all loop holes to snatch away12K from me..I am seriously concerned and will advice everyone not to buy from them, its not just their agents, its they who are aiding these unethical practices. ||

Sir, I have handed over my accidental car HR26BF4583 at Pasco Automobile, Gurgaon for cashless repair. But due to wrongly filled up claim form by M/s Pasco Automobile, they are not clearing our claim. Major mistake by the Pasco Automobile is that they have not attached the Driving license of Driver Mr. Varun Adlakha as the at the time of accident Mr. Varun Adlakha was driving the Car. Instead of Mr. Varun Adlakha they have shown my license as a driver. Iwhich was handed over to them for owner identity. In spite of my number of mails to Pasco Automobile and M/a Bajaj Allianze Insurance Company no body is taking interest to solve my problem. Please give me your Email ID I will send you all the documents sent to them. You are also requested to please look into the matter and do the needful at the earliest With Regards Parveen Batra/Ravi Kiran Adlakha adlakha.[protected]@yahoo.in

I am debashish malakar, yet not received my pf amount from bajaj allianz stuffing solution. My pf no is tn35791/98870. My employed code was bl01744.I am worked as a isr for siliguri alternate branch at city mall, sevoke road, 3rd floor. My working prioud was 01/12/2008 to 26/11/2009.


Debashish malakar
Siliguri, west bengal
M:+91 [protected]

The case : Jointly planned cheating - Summary I am a rural house wife. I was approached by the agents of Bajaj Allianz Insurance Company to get Invest Plus Premier policy. 1. The agent's name is Mr.Dhakshina moorty from Tirunelveli.(His contact is through his partner Mr.Nelliappan, Bala Printers, Kokkirakulam, Tirunelveli. MOBILE : [protected]) 2. He was from "Team Life Care Company of (India) Privae Limited", Srivasam, No 15, 1st Cross, Pampa Layout, Hebbal, Kempapura, Bangalore 560024 (Agents to canvass insurance for Bajaj Allianz). 3. He offered a policy called "Invest Plus Premier". The premium to this policy is to be aid only for 3 years and then stop. The policy offers great fortune after 3 years, around a 1 Lakh, and it grows every year there after. (Attachment - BAJAJSCHEME.docx) 4. Believing this, I paid Rs 25, 000/= for 3 yeras (Total Rs 75, 000). My life saving. 5. My policy number is [protected] 6. The policy is made in unreadable small letters, by Pooja Kumariroy. But she made it different from the scheme offered to cheat me and benefit Bajaj Allianz. 7. It was told by Mr.Dhakshina moorty, that this policy [protected] is the "Invest Plus Premier" policy to pay premium for 3 years only. 8. I surrendered the policy in February 2014 and I got only Rs 47, 616. The balance Rs (75, 000 – 47616) = Rs 27, 384 is stolen by the Bajaj Allianz.s Public Cheating group. 8. So, this is jointly planned cheating of a rural house by Bajaj Allianz + Poojakumariroy+Team Life Care Company of (India) Privae Limited + Mr.Dhakshina moorty from Tirunelveli Please help me and arrange to refund my balance money of Rs 27, 384 immediately. I have lost the 3 years interest on Rs 75, 000. Kanthimathi, Alwarkurichi ===========================

Hello, I am receiving a message from the bajaj Alliaz saying your policy OG[protected]-00002902 is due on 08/04/2014. Please contact your agent/call [protected]/ SMS [protected]@[protected]. I have received the above message on 09/03/2014 at 11:08AM. So kindly look into this issue. Samrat.

Respected Sir/Madam,
I'M SENDING THIS MESSAGE 3rd TIME .
But you aren't responding any thing. I have also called on your toll free no., but your people are saying that "our workers are busy they will call you back " but they din't call us back.

" I want to clear this following matter from you."

I don't want any loan on : BAJAJ ALLIANZ

MY...

Hello Sir I like to submit a complain against Bajaj Alliance or rather call it as Cheater. I have been paying 30K every year. Total amount paid 90K. However when I am planning to withdraw my amount they are saying the fund value is not even 80K and I can wait till the fund value increase. More than 6 months I have been waiting for it and not sure when exactly the fund value will increase.Due to our busy schedule and not having much knowledge on investment we all depends on these so called companies, however looks like they have recruited all educated people to just cheat us.Now I have paid total 90K and I want to get back my hard earned money. POLICY DETAILS:- Policy#[protected] Product Name:GROUP UNIT GAIN REGULARMaster Policy Holder Number [protected] Master Policy Holder Name ALLIED RELATIONSHIP MANAGEMENT SERV (I) PVT LTD Surrender Value 79343.36 Inception Date 14/12/2010 Installment Premium 30000 EMAIL ID:[protected]@gmail.com Regards Subash

I got call from bajaj executive to purchase policy. He told me if you are not interested for this then with in 15 days you can un-enroll from this and you will get your whole money back (premium amount), after 15 days surrender charges will be deduct. 3th Nov 2013, i asked them to enroll for policy, but the very next day i asked I dont want this policy as i am not seeing great benefit in future. But these people start ignoring me, they are not replying the mails also. One day I got call from one guy that your premium amount is deducted from your account. now Policy will be issue but you can cancel it within 15 days as free look period and you won't be charge anything and you will receive your cheque amount. I did so, I sent my certification copy to them but no response. I called them many time every time they your amount is on way. I got my amount nearly 1200 was expecting 2000 which i paid to them. Now they mailed me You have been charged for surrender fee and all other stuff. But i have canceled my policy next day itself but they didn't hear and even i surrender the policy in free look period Never trust bajaj they are not responsible and corrupt people What the hell is this. I reply to them but till now no response from their end. They are thieves

Dear sir My name is Natesh kumar and my policy is activated with bajaj allianz life insurance company on 02/01/2013. till today i have not received my policy detail . i request concerned officers to take action and issue the policy document to below address my policy no - [protected] (sarve shakti suraksha) My postal address:- Natesh kumar NO - 28 BOLASETTY DODDI, KANAKAPURA (T) HORALAGAL (POST) City : RAMNAGARA State : KARNATAKA Pin : 562117 ph [protected]

From:- Mr Venkatapathaiah H S.
Address: #61, L.I.G,
K.H.B Colony, 4th Stage,
Kuvempunagar-Near Axis Bank Atm,
Mysore-570023

Contact No: [protected] / [protected]

Respected Sir/Madam

Subject: Insurance Policy Group Policy No [protected] which made by forced by some representative from Bajaj Allianz without my any proposal (either written or verbal ).

I would like to draw your kind attention to the fact that, I have purchased a Sony Television ON 09/01/2014 from Sony Center, Mysore, by taking a consumer loan from Bajaj Finance arranged by Sony Center Mysore. After some days, one of the representatives contacted me over my mobile no [protected] and she asked me some of my family details. I have given her all the information which she asked because of she had given all such true information of my loan. She was proposed me for a insurance policy but I was disagreed with her. The matter fully closed at that time, now on 03/02/2014, I am confused to getting this insurance policy bond which has been send by the company. Now, I am clearly informing you that, presently I have no need of insurance because I hve sufficient insurance policies so please cancel this policy, now a days, I am unable to pay the premium amount of Rs 7407 which they had charged. They did n't contact me about this, they simply issued the policy.They have also included some false nominee(Jayamma, I don't know who she is?).
I have signed all such documents of loan agreement but I have not signed in any insurance proposal at the time of hire purchase agreement. If you find any written insurance proposal please treat it as fraud.
I request you to take strict actions against the culprits and a su
Thanking you,
yours faithfully,
venkatapathaiah H.S,
Mysore.

I bought group unit gain regular policy on Jan 2010 with 20k premium value and the sum assured was 1lack for 5 years period, by now I paid 4 dues worth 80k. But when I check my policy fund value online it shows only 75k and maturity date is about 42 years later. I shocked seeing the total tenures of 42 and immediatly called bajaj allianz help line, they say I agreed and opted for 42 years tenure and asking me to check the documents. When I bought the policy from standard chartered rep, he said it is 5 years tenure and I may get atleast 1lack sum assured + benefits of 30 to 40 k min at the end of 5th year. Meanwhile I got several calls from standard Chartered bank marketting peoPle saying tHat my policy Is performing very poor and may not get the promised amount, so surrender the policy and enroll for different life insurance with 15 years policy. But I was not ready to swtch to another policy because I am sure this time also they will cheat me with some policy. I scolded them really. Together standard chartered and bajaj allianz cheating people's money and making profit.
I am worried weather will I get atleast 1lack after 5 years. :(
I am a standard chartered employee but still got cheated by my people.

Hello, This is regarding the policy I surrendered & am not able to get proper response. I Rajayya Chennuri surrendered my Policy [protected] with all necessary documents on 20th of Dec-13 at DN Road Fort Branch in Mumbai. I was told that the amount will be processed within 7 to 10 working days. Customer care people who are attending my calls are not courteous & they feel that they are doing a favor to me. I'm trying to get my hard earned money back & this policy has not fetched anything to me, I'm at complete loss. Just need a proper response & I'm sorry to say this, I'm not getting it. Definitely, I'll not suggest anybody to go with Bajaj Allianz in future & will surrender all other remaining policies as I do not see any value from them to the customer. This is not just a transactional issue, this is coming out of the frustration in reaching out to the people for many many days. So please do the needful.