Home Loan Complaints & Reviews

Dear Sir,
I would like to change my correspondance address and mobile no. as mentioned below.

present address:- F3/304 Kingston
Panvelkar Green City , B Cabin Road
Next to Jondhale Polytechnic
Ambernath (E) 421501
Thane

Mob # [protected]br...

My home loan a/c no is [protected].I have deposited a amt.of Rs.24000/- as fine arrear.I was paying my installement regularly.RACPC branch new delhi has written a letter to Jawalaheri(6623) delhi to refund my fine arrear Adj.money on 5.5.2011.Since than I have visited the branch Four time but still they not responding and every time asked me to come again.

I sahll be very thankful if my compalint will be resolved.
br...

loan acccount no: ph[protected]
I don’t have any words left, dealing with axis bank is sick.
1. Firstly my loan was sanctioned for Rs. 32 lacs and only Rs. Rs. 30 lacs were released with no explanation. This has put me in so much of hardship as we had gone to registration office to register the property and finally Rs. 2 lacs were short. Adding salt to the wound they wanted me to sign the paper for the sanctioned amount...

Dear Sir,

With reference to your letter I would like to draw your attention towards the following points

1) I had requested for home loan and in turn it was sanctioned.The sanctioned home loan amount was Rs.7,89,000 and a letter was sent to the same effect dated[protected].

2) I had taken a couple of months to arrange a guarantor as per above

3) To my greatest shock a new letter...

Respected Concerned Department,

My self is Abida Begum i have applied for the home loan in February for that purpose an executive is came in to my house for collecting the paper and gave me an assured to log my file at the final stage in the end of the month and sanction the loan as soon as the formality and physical verification is complete but unfortunately no response i said from him the executive name is Jitender Raj and...

HI,
I have taken home loan from Dewan Housing Finance Corporation Ltd, 8/1 Middleton Row, Kolkata-700071,last year, but I had contact in your local branch to issue for the current year Tax benifited certificate / Form 12C,

But your branch concern person inform me that they are unable to issue this certificate because Tax generated system is not working from a long time to till date, also they have already inform...

I applied for home loan under Festival Bonanza Scheme in 1st week of September 2010 for Rs27.00 Lacs.After submitting documents demanded by Bank,PNB,nasik city branch sanctioned loan for Rs 27.00 lacs on 29/11/10.I kept Collateral Security of My Shop Value Rs 17.23 Lacs.Also kept Primary Security as Flat to be purchased at Pune costing Rs42.46 Lacs.I have deposited my shop original Sale Deed &Newly flat purchased sale of aggrement with...

I have taken Home loan from Deutschepostbank, Bangalore and paying Pre-EMI for last 3 years. Due to very poor quality of disbursement process I have decided to pre-close my loan.

When I contacted the bank they were asked to pay full month interest for closing loan. I have requested the pre-closure quotation as on 20th Dec. But I received the pre-closure quotation up to 31/12/2010 and asked me to pay before 24/12/2010. Please...

i hv applied for home loan of 13 lakhs at thane branch n intial the guy cald lino who was a officer in idbi bank said yes..and after taking all my relevent docs in the mnth of dec 2009 , they gave me sanction letter of 10 lakhs in the mnth of jan 2010. i argued wid tht guy he said its the manager's desecion..i than gave up n was ok with 10 lakhs as i have already paid registration fees. and applied for personal loan to adjust the remaining...

I had availed of Housing Loan from LIC Housing Finance in August 2003 and had handed over original LIC policies, details given to below, against this loan:
>>Policy No.[protected]
>>Policy No.[protected]
>>Policy No.[protected]
>>Policy No.[protected]
>>Policy No.[protected] maturity date 27.4.2010
>>Policy No.[protected] maturity date 28.8.2011

The last two...

The floating rates reduced drastically to 8.5 for new home loans 2 years back & stays at that till today
I took a home loan at 9.5 interest rate in SEPT 2007 with Indian Bank
After 3 - 6 months i.e in early 2008 they had increased it to 9.75 It remains at that even today
If interest rate is floating then they should have reduced it to 8.5 2 years back

I had asked the authoriy many times. They are...

To
The Assistant General Manager (RACPC)
State Bank of India, RACPC
Jeevan Deep Building
Kolkata.

Sir,

Sub : Home Loan – Rs.9,20,000/- - dated 20.5.2010.

This has reference to the Home Loan for Rs.9,20,000/- in favour of the undersigned sanctioned on 20th May 2010. First instalment of the said Loan was disbursed on in August 2010. EMI was fixed for the first 12...

Sir,

I have applied a housing loan for Rs 16.00 Lakh (with processing Fee of Rs 5515/-)with Indiabulls housing Finance LTD on 14/6/2010 through Sh Ritesh Maheshwari(Vikas Kumar). I was told that the inteterest rate for first twelve month is 8%(fixed) & processing fee is 5515/- up to loan amount of rs 30Lakh.I was told on 21/6/2010 that my loan is sanctioned.Then i demanded copy of sanction letter.I was told that the same...

I have obtained a loan of Rs. 20 lacs from your home loan branch, rohini vide loan a/c no.[protected] in the month of Feb.-10. At the time of loan, I & bank was agree to secure loan money with the insurance policy and deduct the amount of insurance with the first installement from my account. But, after two months I have received a call from the bank that the your insurance cover not approved by the higher authority. After that, he told...

Dear Sir,

We have longed home loan application of Rs.20 lacs about three month back which is sanctioned from the ahmedabad ambawadi branch about two month back. I and my two elder sisters jointly applied for the home loan. My brother in law is a gurantor for the loan. The loan is awarded to our account but the gurantor name is included has a joint appliant along with the original three applicant. One month before we have...

9th June 2010
Bangalore
The Chairman and Managing Director,
ICICI Bank Ltd,
Bandra Kurla Complex,
Mumbai

Kind attention
Mrs.Chanda Kochhar

SUB: Loan no: LBBNG[protected] under Policy No: 4005A/0000040
LAN No: LBBNG[protected] of Shri.K.N.Shreesha

Respected Madam,

This is to bring to your kind attention regarding the Recovery...

RES SIR ,
WE HAVE PROJECT IN CHINCHWAD NAMED SHIVTEERTH RESIDENCY UNDER OUR CO GAURAV CONST. IN NOV2009 WE SUBMITTED APF FILE TO ONE UR DSA INDIA FINSOL PUNE BR & LOGIN A CLEAN & CLEAR CASE WITH THAT . TILL DATE MY CUSTMORE DIDN'T GET LOAN & WE DIDN'T GET OUR APF NO FROM NOVEMBER UR HIGHLY RESPONSIBLE CREDIT MANGER ASKING FOR DOC EVERYDAY .WE PROVID EVERYTHING THAT THEY WANT ,BUT WE DIDN'T...

Dear Mr. Mahesh,

At the outset let me thank SBI for such a Good Product Max Gain for Home Loan

Mr. Mahesh If you remember I called you in end Feb 2010, to discuss the issue regarding my wife, Aparna Devikar’s Home loan take over from ICICI Bank. Unfortunately this is not yet resolved till date and the same is pending since October 2009

Back Ground:-

In the Last week of October...

Cheating me, by giving me false assurance of granting the loan and after wasting 2 months time, refusing the application without giving any justifiable reason for refusal.
They kept on asking me for the doucuments one after the other and seems they were very clear with the intentions of not sanctioning loan so wasted two months by false promises and did not give me any thing in writing though insisted upon. Unfortunately dealt with...

I C.Visalakshi aged 57 years had availed a Home loan of Rs.30,60,000/- from Citi Financial Consumer Fiance India Ltd., Madurai branch through two LOAN a/c's No. 6162037 for Rs. 21,91,000/- and a/c no. 6147566 for Rs. 8,69,000/- respectively on 5/9/2005 @ 11% floating rate of interest.

On 5/11/2008 the company had literally forced and harassed me to issue additional cheques for the increased EMI saying that the rate...

SIR/MADAM,
This is in reference to my loan against property account on. 13598726. As we all know according to the policy of RBI,the interest rate has reduced long back ago but the bank didn't decrease my interest rates. I would therefore request the authorities to look into this matter and accordingly calculate the tenure and inform. Also i would request the authorities if they can increase the tenure if the...

Kaushik, [protected] working in recovery in New Delhi, Deer Park branch, B-6/7, DDA Community Centre, Safdarjung Enclave, New Delhi. He has such a bad attitude to speak with the customers, I am with Deutsche since it was BHW it is more than 5 years.
Due to some financial problem, my one EMI is pending which I have told to pay by next month. I want the provissional certificate for the year 2010-11 which needs to be deposited by 15th...

To,
General Manage,
RBI

Dear Sir/madam,

I am miss Rekha, residing in Ulhasnagar, is being cheated by one of your employee named Mr. Sunilkumar Rochlani working in Bandra - Kurla complex Branch, his office phone no. is[protected]. He has taken from me Rs.65000/- on 7.4.2010 on behalf that he will immediately pass my home loan from RBI, as he is working in your bank. But he didnt pass my loan so...

I have join in this organization on 24th day of Nov - 2004, My employee Code was R02816, I was in Home loan dept at Durgapur. on role of HBL Global Pvt Ltd., I have submitted my registion on 5th Mar-2010.
Till date i m not receive my NOC & any reply for my PF.

Pls do the needful as early as possible....

I have taken a home loan from IDBI Homefinance Ltd. bank and now transfering it to another bank. For preclosure of Home loan my existing bank is charging me with the interest for whole of the month of April 2010 even though today it is just 7th of April 2010 besides the preclosure amount as stated by them till 31st march. My last EMI date was 31st march 10 and EMI has been cleared. Please advice that whether it is justified and within the...

My Home Loan sanction on date[protected] and cheque no. 830430 Axis Bank
All my documents and inquary are complete
My registry time[protected]
but Ghaziabad (UP) branch not provide the cheque
this is the late for my registry and I paid 1.5 Lac to seller and all your fees and
charges complete by me.
I have all documents Photocopy

Ghaziabad (UP) Branch is very lazy and dishonest br...

This is Shivprakash p Singh, I have a home loan from ING Vysya bank.
This is to inform you that my home loan amount is around 14, 00,000 lakh
and EMI is 14996 for 20 years.

If I convert my emi 14996 to 18000 rs. per month then what is the time
period?

Kindly confirm the same....

I have taken a home loan from GE MONEY (LAN GDGL[protected] on 12-dec 2007 on 9.75 %. but suddenly after 2 months they increases my rate of interest to 12.40 % . now iam deposit my installment regular from 3 years but my loan ammount is same as three year before and also they increases my installment and tenure,i can`t understand how to finish this loan in EMI, i complaint many times to customer care but no body entertain me now i m requesting...

Ref: LOAN A/C NO: LBCAL[protected].

Sub: Requesting for continuing existing EMI of Rs.3676/- on and from 01/01/2011 onwards.

Sir,
This is for your information that I am a retired Govt. Employee and I am paying EMI from my Pension only. Some salient feature are as follows for your perusal :
1) Loan tenure was for 10(Ten) years starting from 01/02/2005.
2) First five years EMI was 4990/-...

I have taken housing loan from your institution in the year of[protected] my first pre EMI deducted on 31.10.2004 and first EMI on 01.03.2005 Rs.7035/-
Now I want my balance outstanding amount statement. for some personal purpose so kindly arrange the same. my agreement no is LBPUN[protected]

Regards
Vijay.Jagannath.Chandwadkar....