[Resolved]  Bajaj Finance Ltd — denail of consumer loan

I lost my paasword and I.D to log to see my loan details. Need those

Regds

Sir
I have financed a bike (Bajaj Pulsar) from Bajaj Finance on 20/06/2007 in 18 installment of RS 2665/-. My installment clears at right time against the 2 wheeler vehicle UP-80-AY-2503. My loan complete on December 2008. We have contacted the office at Kamla Nagar behind reliance web world & Seal Auto Sikandra Road bay pass Agra and spoke to manager to arrange for NOC and he said will be arrange but till date there is no resonance from his end.

We have to go personally 30 KM up & down.

Request you to please check this immediately & give us a solution.


Regards
HABIBURRHMAN
s/o SHAHZAD KHAN
58/117/4A, ISLAM NAGAR, SARAY KHAWAJA, AGRA
CONTACT:- [protected] & [protected].
EMAIL: - HABIB4672 @ YAHOO.CO.IN

Sir

Sub:- NOC Still not recd since 1 year 4 months

I have financed a bike (Bajaj Pulsar) from Bajaj Finance on 20/06/2007 in 18 installment of RS 2665/-. My installment clears at right time against the 2 wheeler vehicle UP-80-AY-2503. My loan complete on December 2008. We have contacted the office at Kamla Nagar behind reliance web world & Seal Auto Sikandra Road bay pass Agra and spoke to manager to arrange for NOC and he said will be arrange but till date there is no resonance from his end.

We have to go personally 30 KM up & down.

Request you to please check this immediately & give us a solution.


Regards
HABIBURRHMAN
s/o SHAHZAD KHAN
58/117/4A, ISLAM NAGAR, SARAY KHAWAJA, AGRA
CONTACT:- [protected] & [protected].
EMAIL: - HABIB4672 @ YAHOO.CO.IN

Yeah,

i agree with at the time giving the loan compnay have to consider the person not the area in which the person is leaving,

(REMINDER- 2nd time, Lodged the same complaint 120 days ago)

Sub: UNNECESSARY DEBIT OF RETURN CHARGES FROM MY ACCOUNT

Dear sir,

I purchased Two wheeler(Bajaj Pulsar 150) thru bajaj finance, Bangalore on 16-Jan-2009. Details of my loan
Proposal number is: L2WBAN00023997
Name: Gangadhar.V
Veh No: KA 05 HH 803

Complaint: The ECS effective date as per the agreement with bajaj finance was from Feb-05’2009.
The ECS clearance did not happen on the specified date(5th of every month) even though sufficient funds in my account. I called up to the Bajaj finance but they said “the first ECS will be a delay, if not the 2months ECS will happen at a time”. So I waited till Mar, 10’2009.
Then a Collection person from Bajaj Finance came to me directly on Mar’14’2009, saying that the ECS is having some problem, so every month he would come n collect the cash and acknowledge the same. Finance people assured me that there will not be any problem in the ECS.
Exactly on Mar-20th’2009 they had debited a return charges from my account (Rs.221x 2 months) i.e., for the month of Feb and Mar’09.
Later I went to Bajaj finance office, Bangalore. I gave a written complaint on 23-Mar’09, and the manager (Rajeev Das) assured that its their fault and its their software problem and promised me they would Refund the return charges within a week.
So far I haven’t got any response from bajaj finance. Inspite of sending Emails (4 times), and had called them several times but they very reluctant to the customer calls.

Please consider this complaint as top priority, bcoz this should not repeat for any of the new customers.

Regards,
Gangadhar.V
[protected]

HELLO SIR,
WITH REFERENCE TO SUBJECT I HAVE TAKEN CD LOAN#4570CD00001951NAMED DHEERAJ NIGAM AMOUT 106664 IS DISBURSED FROM UR SIDE ON THAT BASIS THE EMI SHOULD BE 1333/PM AS PER UR EXECUTIVE BUT IT IS BEING CREDITED FROM MY A/C 1429/-
WHY IT IS GOING ON TELL ME

REGARDS,
DHEERAJ NIGAM
KANPUR
[protected]

sir, i availed loan from your company. i just want to know how much instalments are due towards me. my account number is[protected].

Subject: - misunderstanding between TV dealer and company.

Proposal no-55014 (puneet kaushik)

I puneet kaushik loan agreement no 55014 dated[protected].



Firstly, I want to tell you that this loan no-55014 was forced/imposed on me by your company after declining all verifications to your officers on phone .I communicated with Bajaj Auto Finance company that I don’t need this loan and please stop my file with immediate effect but due to your company employees negligence this loan was put on me forcely and your company gave all the loan amount to dealer i.e. (Gaurav electronics bahadurgarh) by whom all of these circumstance were created.

Yes, I applied a loan of Rs14400/- on 11/05/2007 but on the next day 12/05/2007 I request to Dealer that I don’t want the loan please stop my file immediate effect The Dealer asked me don’t worry next week we bring back your file from rohtak and you will collect all of your cheques and documents from here i.e. Gaurav electronics. After that I was fully satisfied that my loan file was stopped even after one week I decline telephonic loan verification from your company and told him that I don’t want any loan but your company lazy officers pass my loan file and pushed loan on me. here all that miscommunication between your company and dealer effects on my image.

Reasons for loan cancellation:-

I bought A TV from Gaurav electronics (bahadurgarh) on 11/05/2007 but TV was faulty even very next day I register my complaint to Gaurav Electronics “LG Dealer” . The dealer registered my complaint and send LG mechanic to my home the mechanic accepted that TV is faulty (this was also mentioned on TV repair book file/ complaint register) that new peace of LG TV was faulty after that I was called to dealer please change my peace but he asked that we have only one peace for this model and after 3 months or later we will manage you new TV of this model after that I told him I don’t want TV after 2 or 3 months I want TV right now or in between 1 or 2 weeks but he told me I can’t arrange this TV before 2 or 3 months. After that I was told him please cancel my loan and keep your TV with yourself.

They accepted for this and told me your loan was cancelled .so that’s why I was handled that TV to dealer and they told me you will collect your all cheques and documents after 1 week I was waiting for my cheques and documents till 2 months after that dealer called me and asked me that my loan was passed and I received your payment from company.








Questions:-

Que 1) how lazy employees working in your company after decling loan file by the way of telephonic and directly enquiry how could they passed the loan amount after decline?

Que 2) when I cancelled my all loan amount and gave product (TV) to Dealer how could Dealer accept loan amount against my loan?

(These are some questions that I want to also known that???)

By the way after this happening The Dealer refunded all loan amount to your company via cheque of central bank of India dated 18-12-07 Rs-11923/- received by pawan Kumar on behalf of your company by dealer I attach the photocopy of cheque and on that receiving signature of Mr. Pawan Kumar dated[protected].

I don’t know where the margin money gone between Rs.14400/- to Rs.11923/- .

This all process of your company and laziness of your employees effected my image and bank statement as well.

Bajaj Finance Ltd — Harrestment Form Recovering Agent

Baja Finance had sanction Loan To me,
I have asked the recovery person to Show the I card ,the dosent have,
I have got Threatenig call to cell no -[protected] asking me come down imidiatly
with them to there office .
i.e. at 6.48 pm.
is it correct way to behavier.

Hi,
My loan account number is 323285, i have purshased a Dell Laptop (financed by Bajaj),
My loan completed on 10th July 2009, i have filled the closure form, but still i have not got anything from Bajaj. I am tired of calling ([protected]) this number from last three months, i do not get result from here . This office is in Aundh, Pune . Please my EMI has been properly deducted for the tenure(10 Months) and I am really frustrated by the way things work at your side, please do help.

Thanks,

Ajay Bhingare

I had purchased a Sony Digital camera W170 on 29.10.08. through Bajaj Finance at Hubli.
I had sent a mail to send me back the cancelled cheque and the original bill. But, there is no reply from BFL. I have paid all the EMI's and obtained No Due certificate on 11.08.09.

Dear Sir,
I applied for a personal loan when your agent Mr.Srinivas (Cell#..) approached me and told that he could arrange to provide a PL @ 14%. I was sanctioned Rs.3, 10, 000/-. It was disbursed in two cheques, one for Rs.2, 24, 742/- in my name and another for Rs.75, 000/- in favour of another personal-loan a/c of mine payable to ICICI. ICICI PL is charging me an interest of 14.5% diminishing. The agent had obtained multiple signatures from me on various papers saying that they are all required for processing the loan. Even after giving me the cheques on 20th Nov. he did not tell me what the EMI amount is. Moreover on questioning him for the EMI, he only told that there will be a communication from the head office. Believing his words, in a hurry I had cleared one cheque of Rs.2, 24, 742. In the hope of getting information from the customer care, when I called your customer care, I came to know that the interest being charged on my PL is 22.3% diminishing instead of the promised interst rate of 14.5%. At this exhorbitant interest rate I do not need this PL from you. Moreover I am using a part of this amt to clear another PL currently running at 14.5% diminishing. It would be mere blindness to take a loan at 22.3% to clear another loan issued at 14.5%.


cJust that your agent had deceived me by not disclosing the right interest rates, I am taking up with you directly to see if you could correct the rate of interest to the said rate of 14.5% diminishing. I told the agent day before yesterday itself to correct it or to cancel my loan so that I would return the amounts immediately. Right from day before yesterday - the 25th Nov. I am just chasing you - with no confirmation from your end. On 27th Nov morning I visited your office at Sainikpuri also, but only with an assurance from the Relationship Manager Mr. Adithya that he would surely resolve this issue. If you are unable to change the rate of interest to 14.5% diminishing, I do not require this and request you for details in whose favour I need to issue the cheque for Rs.2, 24, 742/- that was encashed by me. Please communicate to me on an urgent basis.


The second cheque for Rs.75, 000 issued by you is still intact with me and could return the same. This statement could go before the last one mentioning "Please communicate ...

Dear Sir,
I applied for a personal loan when your agent Mr.Srinivas (Cell# [protected]) approached me and told that he could arrange to provide a PL @ 14.5%. I was sanctioned Loan with Ref No. 16111149. Rs.3, 10, 000/-. It was disbursed in two cheques, one for Rs.2, 24, 742/- in my name and another for Rs.75, 000/- in favour of another personal-loan a/c of mine payable to ICICI. ICICI PL is charging me an interest of 13.5% diminishing. The agent had obtained multiple signatures from me on various papers saying that they are all required for processing the loan. Even after giving me the cheques on 20th Nov. he did not tell me what the EMI amount is. Moreover on questioning him for the EMI, he only told that there will be a communication from the head office. Believing his words, in a hurry I had cleared one cheque of Rs.2, 24, 742. In the hope of getting information from the customer care, when I called your customer care, I came to know that the interest being charged on my PL is 13% flat (22.3% diminishing) instead of the promised interest rate of 14.5%. At this exorbitant interest rate I do not need this PL from you. Moreover I am using a part of this amt to clear another PL currently running at 13.5% diminishing. It would be me re blindness to take a loan at 22.3% to clear another loan issued at 13.5%.

Just that your agent had deceived me by not disclosing the right interest rates, I am taking up with you directly to see if you could correct the rate of interest to the said rate of 14.5% diminishing. I told the agent day before yesterday itself to correct it or to cancel my loan so that I would return the amounts immediately. Right from day before yesterday - the 25th Nov. I am just chasing you - with no confirmation from your end. On27th Nov morning I visited your office at Sainikpuri also, but only with an assurance from the Customer Relationship Manager Mr. Adithya that he would surely resolve this issue. If you are unable to change the rate of interest to 14.5% diminishing, I do not require this and request you for details in whose favour I need to issue the cheque for Rs.2, 24, 742/- that was encashed by me.

The second cheque for Rs.75, 000 issued by you is still intact with me and could return the same. This statement could go before the last one mentioning Please communicate to me on an urgent basis.

Pls don't take loan from Bajaj Finance. Their customer service is very pathetic.

I have taken loan from Bajaj Finance for purchasing the LCD from Pai
International Marathahalli on 27th Sep 2009.
But bajaj finance entered wrong amount on their system and started charging additional EMI
Last two months I have been running around to correct the additional EMI.
There is only one reply from Bajaj Finance rep. Tomorrow 100% it will be done and Every time they will find some new excuses.

Bajaj Finance Ltd — NOt yet received NOC

Sir ihv paid all poayement to u but i still not recived NOC from ur company...
my name is ANKIT ANANdD , ADDRESS : 76,77-B PKT-M SARITA VIHAR NEW DELHI - 110076.
my ERGISTRATION NO is DL3SBB 3007. Authority is Sheik Sarai, Show room is Ambe Bajaj Khanpur, devli Road......
I hope ur in best of spirits & post MY NOC as quickly as possible on my gvn address......
Waiting for ur reply MY Mob - [protected]
Email Id - [protected]@yahoo.com

Respected Sir,
This is to inform you that my elder brother(Prafulla Kumar Prusty) had taken a loan of a PC.from your bajaj finance on 06/10/ 2008.His loan account No.is[protected].I want to knowing you that my brother (Prafulla Kumar Prusty)has been expired on 12/12/08. who was a customer of your finance.I discuss about this matter with Mr.Soroj mishara who is the area collection manager of Bhubaneswar and claimed with subbmitting his death certificate to him.But he told me that your claim cannot be approved because when you take your loan from our finance, before 7days back(31/09/08) the terms of our policy was changed and said nominee should bound to pay the rest EMI.The Nominee didnot earn. So how can he pay it.So i requestyou to to give the right solution of this matter and knowing me through my mail. for which I shall grateful to You.And knowing me what is your terms about this matter.
Thanking you.

DEAR SIR,
ME PARTHA BHATTACHARYA, RESIDING AT MAHALAXMI NAGAR, INDORE, HAVE APPLIED A CONSUMER LOAN FOR PURCHASE OF SONY LCD T.V. 26" OR 22" IN LOTUS ELECTRONICS, BUT I GET INFORMATION FROM YOUR SIDE THAT IT CAN BE POSSIBLE FROM YOUR SIDE. THE CAUSE SHOWN BY YOU THAT THERE ARE SOME CIVIL OBJECTION FROM ANY FINANCE CO.
SIR, I BRIEFING THAT I HAVE TAKEN MANY TIME CONSUMER LOAN FROM GE FINANCE, AND TILL DATE THERE ARE NO DEFAULTING. MY BANK A/C NO IS [protected] IN STATE BANK OF INDORE, P.Y. ROAD BRANCH, INDORE, LAST 2 TWO YEARS BEFORE I HAVE TAKEN A PERSONAL LOAN FROM FULLERTON INDIA CREDIT CO. AND AFTER I AM HARRASH FROM THAT CO. THE AGREEMENT I CAN'T READ BRIEFLY, IN THE TIME OF EMI I NOTICED THAT IT TOO MUCH HIGHER THAN THE PEOPLE SAID TO ME. I HAVE TOLD THEM IT MANY TIME, BUT THEY CAN'T DO SO. AFTER THAT IN THE MONTH OF NOVEMBER 2008 I REQUEST THEM TO FORECLOSE MY LOAN. AND IN THE MONTH OF MARCH 2009 AFTER SO MANY CORRESPONDENCE THEY TAKE A CHEQUE FROM ME. BUT MY UNKNOWN CAUSE THEY HAVE NOT SUBMITED THAT IN MY BANK. AND EVERY MONTH CHARGE EMI FROM MY ACCOUNT. AFTER THAT IN THE TIME OF EMI I DOES NOT MAINTAIN BALANCE TO PASS THAT. AND AFTER THAT I HAVE MAKE SO MANY CORRESPONDENCE TO THEM. AND FINALY THEY HAVE TAKE A PAYMENT IN THE MONTH OF OCTOBER.
FOR YOUR REFERENCE MY LOAN A/C NO.IS [protected], IN FULLERTON INDIA AND MY PAYMENT RECEIPT NO. IS 1928488, DTD 22/10/09, RS. 40000/- .
SO, IN THE MEAN TIME WHAT WILL BE THE NEXT PROCESS TO TAKE A CONSUMER LOAN. PLS GUIDE ME. AND SANCTION MY LOAN.
HOPE YOU WILL CONSIDER MY REQUEST.
THANKS & REGARDS,
PARTHA BHATTACHARYA
MOB. NO. [protected]

hello sir

i have taken loan in 2005, and my check boused in 2006, so my name is in cibill, there fore i am not able to take any car loan in any bank, and i am planning to buy a car now i have apllied in many banks, but they regected my approval due to cibill wat should i do i want to get quited from cibill, and need loan pls help

Dear sir,
Please information for the my propasal No :190506
Veh No : MH14BD 6878
REGARDS
SHABBIR

hai sir
my name is munish mahajan
and my 2 wheeler vehicle perposal no[protected]
issue name munish gupta
s/o sh satish kumar mahajan
237 basant colony saili road pathankot
[protected]
[protected]
dear sir
sir pehle mere two bilkul ok paid hue hai per
yeh case totaly raff chal rha hai mere int 2196 hai time of period 18 month
kiuki meri int pending do hai per yah mujhe kabhi to aur kabi three keh rhi hai
aur yeh penal aur extra chages dal kar mujhe 14000/- pay karne ko keh rhe hai par maine max 6500/- pay kar sakta hu ager apka itna thik hai to mai pay dd bnwa kar kar deta hu per ager apne nhi clear karna to mai yeh case court mai bejh rha hu
please ap mujhe jadhi se jaldi confirm kro ki apse yeh case solav hoga k nhi
thanking you
munish mahajan
[protected]