[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

Hi,

Kindly let me know my name exists in the cibil list or no. because i want to apply new home loan.

Thanks.

Hashit Trivedi

kindly let me know whether my name exist in the cibil list or not

kindly let me know whether my name exist in the cibil list or not


Thanks
B.Nily Mao

How I can check my reports in CIBIL .

please guide me .I have three existing loans.I need to check whether I have any report in the CIBIL


thanks
regards
k.sathiyamurthy

How I can check my reports in CIBIL .

CIBIL CREDIT REPORT Complaints - CIBIL CREDIT REPORT
View all CIBIL CREDIT REPORT complaints
CIBIL CREDIT REPORT
Posted:[protected] by Altaf Batliwala Send email


CIBIL CREDIT REPORT
There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act, 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
complaint with banking ombudsman (www.bankingombudsman.rbi.org.in).
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Comments

664 days ago by Shan [send email]
Do the following and help will come your way...join in now and lets change the situation: go to
http://forum.cro4india.org. I did it and I got help from them...related to your queries.

663 days ago by Narinder Singh Baba [send email]
i have never defaulted in loans still today i got shock of the life that my name is in cibil as my statandard charted overlimit was denied now what to do

663 days ago by Ramakrishna Rangudu [send email]
Need your help regarding getting my Own copy of Credit Report. As when I am applying for any bank Personal Loan or Credit Card.. I get rejected and when I ask for the reason they say that CIBIL has given a report to the bank as fault..

So, I just want to clear if anything like that from any bank.

When I contacted the agent who has collected the documents, and asked for the Controller number they could not provide that and he says that he has never heard about it also...

so, Please get me the report of my credit ASAP so, that I want to
remove from the defaulters list if any...

652 days ago by Agnishwar Basu Ray [send email]
dear sir
hello tell you about my self agnishwar basu ray residing in delhi i applied for a pl in the month of april got 300000/- approvel. at the same time applied in barckles got report that no data found in cibil so the file got rejected after few days barkles again contacted me given them my file again this time they says that iam a cibil defaulter even hdfc & rel.capitel is also saying so uptil now never used any cridet card or loan now they r saying iam a cibil defaulter pls tel me how?
iam in a great need of money pls tell me how i can get reed of it..
agnishwar...
[protected]

652 days ago by Agnishwar Basu Ray [send email]
dear sir
hello tell you about my self agnishwar basu ray residing in delhi i applied for a pl in the month of april got 300000/- approvel. at the same time applied in barckles got report that no data found in cibil so the file got rejected after few days barkles again contacted me given them my file again this time they says that iam a cibil defaulter even hdfc & rel.capitel is also saying so uptil now never used any cridet card or loan now they r saying iam a cibil defaulter pls tel me how?
iam in a great need of money pls tell me how i can get reed of it..
agnishwar...
[protected]
pls reply soon as its urgent

650 days ago by Mohammad Ashraf [send email]
sir, some time before someone taken one bajaj bike finance from hdfc bank on my name .after one year i got one letter from hdfc bank, when i asked from bank they show me some my check & one my pan card photo copy, then i write FIR in polise station it case 2005 ( Aligarh u.p) after some time i got that person they was employed in my firm, now i live in delhi from last 3 year &, i got personal loan & four wheeler before one year from icici bank, hsbc & ge money, last mont i applyed two wheeler loan in icici bank but they refuse my vichle loan then i ask from bank they said your name in cibil thats why we can't provide then i enquire i have got i am defaulter from hdfc bank from same bike then i clear all hdfc deus & got loan termination letter & NOC (No objection letter).after that i was apply in hdfc bank & other bank for personal loan or two wheeler loan but every bank refuse my file for cibil matter, i ask why not send up to date information of my a/c to cibil department that why my problem solve out i carry on my business i have big problem now my business is suffer for shorteg of money please solve out my problem as soon as possible, i am very highly obliged.

thanks mohammad ashraf
s/o mohd azeem
pan no. AGPPA2877G
D.OF B. 07/07/1976
LOAN NO. 1860271.

645 days ago by Ratan Singh [send email]
dear sir
i have applied fr personal loan but fm bank side they tell me that one of mine card has been overlimit & have 4 cards but i have only 3 cards i have paid amount regularly so how can i know about fourth card

thanks
ratan singh

645 days ago by R.jayendran [send email]
hello sir, Kindly let me know whether my name exists in the cibil list or no.

645 days ago by Ranjan Kumar Chuarasia [send email]
Hi,

I wrote this mail to CIBIL, Because I m very harassed from the
citibank . I was the good customer of bank, but there is dispute in some payment of cheque bouns but i payment in cash they put my name in the CIBIL.

""My name is Ranjan Kumar Chaurasia I want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me I m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
Why the CITI bank share my name with CIBIL. Without any intimation to me.
I made all my outstanding clear, the CITI BANK will not in the mood to provide me the
no dues certificate and the CIBIL Credit Report.
Please provide me the details.I m very harassed form the bank side.""

645 days ago by Ranjan Kumar Chuarasia [send email]
How I can check my reports in CIBIL .

please guide me .I have two existing loans.I need to check whether I have any report in the CIBIL .

643 days ago by A.krishnan [send email]
How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

638 days ago by M.g. Srinivas [send email]
Dear Sir,
I am harrassed by the icici credit card people.
from last 18-20 months I have credit card of icici bank, and I have no dues to the credit card. before 8 months one fine day they offered me lambard health insurance, they made me confused and offered me 2 insurances within 15 days. but until now they are unable to send the documents. after of one month of they are offered, I made a call to them and told them not receiving of the documents, they hear the complaint and not responded. after that another two months I made another call and told them to cancel the insurance for non receiving the documents. but they cancel one insurance after 6 months and send a letter of cancellation and I have to pay the cancellation charges nearly about 5000-00, but without receiving of any documents why should I pay the amount, but in my credit card the balance amount is raising day by day. Now they are cancelling the another insurance and asking me the cancellation charges. I am fedup with these harrassments. please give me suggestion or help me to get away from the problems of credit card. due to these matters in cibil statement they are showing under score statement for these reasons I am unable to get the loans from other banks. I don't know what to do? please help me from these burdons.
thanks
m.g. srinivas

637 days ago by Lakhan Singh [send email]
i have been alloted cibil member ID (BN[protected], at the time of login through your website the massage is that your ID is disabled, kindly activate my above ID & set fresh password

with regards

lakhan singh
Bank of India
11-BC, Rajpur Road
Dehradun

637 days ago by Lakhan Singh [send email]
i have been alloted cibil member ID (BN[protected], at the time of login through your website the massage is that your ID is disabled, kindly activate my above ID & set fresh password

with regards

lakhan singh
Bank of India
11-BC, Rajpur Road
Dehradun

636 days ago by K.g.kannan [send email]
Sir,
I have totally five personal loans, and one house loan mortgage loan, on the time of availing the house mortgage loan the financial institution was says, another one personal loan is running in the cibil report, but, I didnot avail that loan and also I have closed some previous loans taken from various financial institutions. These loans are also reflecting in the cibil report (information received from the financial institution), so, how can I remove the closed loan details from the cibil report. Give information and suggestions to me. please forward my cibil reports to my e, mail ID,

633 days ago by S. Dey [send email]
Jow could i chake my CIBIL report ?

633 days ago by S. Dey [send email]
How could I chake my CIBIL report ?

630 days ago by Adwaita [send email]
i had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently..

627 days ago by Jigar Shah [send email]
How I can check my report in CIBIL
Please guide me.I have two loans existing loans.I need to check whether I have any report in the CIBIL.

regards,
jigar shah

625 days ago by Pratap Keshari Singh [send email]
Hi,
Kindly let me know whether my name exists in the cibil list or no.

manoj kumar — Non receipt of Credit report from CIBIL

I have sent 3 demand drafts to CIBIL for Rs. 142/- in three months from Jan,2010 to March 2010 with a number of reminder letter, I have not been able to receive the Credit Report so far.
Last demand draft No: 475296 dated 10.03.10 has been sent to you on 11.03.10 which you must have received in a day or two, but the report is still at large.
it is also not understood that why a company which claims to have maintained the list of defaulters in repaying loans etc. itself is being irresponsible in its own prime work.
It has good planes of estabilishing good credit culture in India but lack of commitment and will to implement it.

REF :NO.[protected]

Dear sir,
With reference to above no, my name is in ur cibil defaulter list

for credit card and car loan amount. but i paid all EMIs to the bank and credit cards .currently i dont have any dues with any bank r finacial institusions.
Kindly check in to latest out standing .and u r need full in this regard.

with regards

chalapathy .A.N

hello sir,

i have applied car loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.

sir, at my bad finance position i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.

sir now i want loan but any bank is not giving. sir please suggest how can get a loan

regards
M. Bhagyalakshmi

hello sir,

i have applied car loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.

sir, at my bad finance position i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.

sir now i want loan but any bank is not giving. sir please suggest how can get a loan

regards
M. Bhayalakshmi

I had taken personal loan address writen in letter is : GE Countrywide Consumer Financial Service Ltd Regd. office, Unit No.401&402, 4th floor, Agg.Millennium Tower, Pritam Pura, New Delhi-110034, India
Loan Acc. No.RWBG00004058
Finance Amount 55000.00
Installment EMI: 2976.00
Personal loan
Start date :[protected]
End date :[protected]
I had given all 36 installments up to[protected]. But till date I have not received closure letter and No objection Certificate in spite of several reminders to the office of GE. I request the forum that kindly help me in this regard.
Ramanath Pandey, Vadodara

i want to know wheather my name in cibil or not

Dear Sir,

I had applied for a home loan of 13 lacs rupees from HDFC Bank but rejected due to your cibil information is showing that I have to pay already 5659 rupees to bank that is why HDFC Bank is not granting me this home loan. I request you to please send me full information & details in this regard that to whom I have to pay 5659 rupees, to bank or to credit card, please send me details so that I get my home loan passed by HDFC Bank, I am very disturbed as I have already made some payments to builder also. now I need loan as soon as possible. please help me by sending details.

control number[protected]
open date- 24/05/2010
overdue- 5659
name DEEPAK SHARMA
date of birth 01/02/1976
father name Bhudev Sharma
pan no.- AVXPS3428G
address 210, Sarvodaya Nagar,
near Vijay Nagar, Gaziabad, U.P.


Regards
DEEPAK SHARMA

Dear Sir,

I had applied for a house loan from HDFC BANK, but got rejected because I have to pay some amount to some bank. but I don't know where I have to pay this amount. I request you to please send me full details that where I have to pay, so that I can pay at the right place and I get my home loan cleared without any difficulty. I am giving my details below...

NAME...DEEPAK SHARMA
CONTROL NUMBER...[protected]
OPENING DATE...24/05/2010
AMOUNT TO BE PAID...5659
DATE OF BIRTH...01/02/1976
FATHER'S NAME...BHUDEV SHRMA
PAN NUMBER...AVXPS3428G
ADDRESS...210, SARVODAYA NAGAR,
NEAR VIJAY NAGAR,
GAZIABAD, UTTAR PRADESH
email id...deepak.[protected]@bagnetwork.in


REARDS
DEEPAK HARMA

dfghjkkjjjhjhklgyui78t9fgvkmvfhgr56ghyu86665wewwr6544

no response from the last complaint

I had bought a CC from HDFC Bank and had done a purchase of 12000/- . I Had received a benefit of paying this amount in 12 installments without any Late fee or Interest being charged.
I had received the installment bills regularly for some time and accordingly I had made the payment. Over a period of time the same did not get delivered. Checking up with the Call cneter they said that there is no purchase done on your account at all. I had proactivly launched a complaint and basis that I had started receiving the Bills to which had made my payments on regular basis. However due to late payment updation and non receival of Bills I had been charged latefee on my CC account. Further speaking to Call center on this they had wrongly committed that they same will be waived off and will have to make the payments of my actual purchase amout only. The same was done. the final installement was also paid by me. However the latefee was not waived off due to which the collection guys kept calling me to which I had responded and explained the issue. they too had given me the confirmation that they will get back with the solution. I had received a call from the HDFC Legal dept. also they too committted for a resolution to my problem. But all the commitments were broken and I am still waiting for a relevant justice. Now my name is entered in CIBIL and I request a strict action on the same. Please help

Subject : Information regarding credit card no. [protected]

Sir,
I made a purchase of Rs. 28, 050 using your bank credit card. I had converted the payments into EMI's @ Rs 2510.00 p.m. for 12 months.So far all my EMI's are cleared. But since last 10 months I have been receiving calls from your bank's executives saying that my outstanding balance is Rs 9500.00. I am being intimidated that I have to pay or else my name will appear on the defaulter’s list..also they are asking me to pay Rs.3000 and settle the issue.I have all the documentary evidence to prove my point. I have received a letter from the bank itself stating that there are no dues outstanding. I won’t be paying any more money to the bank. I hope you will be solving it asap... Otherwise I will be compelled to sue the bank as well as bring this into the notice of the press and media, for all the harrasment I am being forced to go through.
Thanks

Yash pal singh Rawat

want to know whether my name exists in cibil list or not.

how can i check my reports in cibil?