[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act , 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
complaint with banking ombudsman (www.bankingombudsman.rbi.org.in).
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Aug 13, 2020
Complaint marked as Resolved 
 
734 Comments

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Hi

Please let me know how much is my balance and from which all banks so that i can close all my loans and credit card if any and have a clean chit
Sir

I had recently checked my crdit rate and undrstand that it is 4.98 and for any loans it must be above 7 . Please let me know how to increase this

Credit Card — CIBIL REPORT VERY POOR

I HAVE RECENTLY APPLIED FOR HDFC PERSONAL LOAN BEFORE ONE WEEK. TODAY I HAVE INORM BY HDFC BANK THAT THEY REJECTED MY LOAN APPLICATION SAYING THAT MY CBIL SCORE IS VERY LOW. I AM HAVING TWO CREDIT CARD ONE OF HSBC & ONE OF ABN AMRO. PREVIOUSLY I WAS HAVING CREDIT CARDS OF ABN,HSBC & AB. WHICH I HAD MADE SETTLEMENT. MY QUERY IS THAT HOW CAN I IMPROVE MY CBIL RECORD. PLEASE CLARIFY.
Call all the banks with whom you had credit cards with, ask them how much you own. pay out completely your credit rating would improve
Dear Sir/Madam,

My name is R.Sivakumar, I want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.I never done any type of fraud with bank then why my name is in cibil list . I want to know why i m in cibil list.

Please help me I m very harassed these days. Please give me the hard or soft copy of the report. (My DOB is 22 Nov 1975) My PAN NUMBER (BRLPS0357P)

Best regards
R.Sivakumar
How I can check my reports in CIBIL i am clear all loan's .but always i am suffering for apply of loan's so kindly help me the same.& i am waiting on line

my pan no APUPK3116Q
Regards
Debasis kar
sir,
consumer. Mohan.h.s
member id.bs00051051
control number.[protected]
pan: AOAPM4229F

as per my knowledge, i haven't availed a loan which is come in my CIBIL report dated 20.11.2010, stating
sanctioned: 5, 98, 000
dated: 12.9.2007
current balance: 1, 60, 612
over due: 16, 923
reported : 31.10.2010

how do i find out in which bank did i assure any guarantee to anyone or is it by mistake that i have got this in my report.

please do guide me..

Thank you.
i applied for housing loan from punjab national bank but bank searched civil information beauro india limited in which they found certein outstanding in my name but in my knowledge few items are not in my use.Also i could not get the name of the istitute with its credit card number.Now please let me know from where i can get the information about the bank and credit card number so that i can see the status of those cards in used thanks.
MANOHARLAL KHANNA
PAN CARD NUMBER-AHCPK0062F
Also other name in the report is DHEERAJ KHANNA with pan card number AHCPK0063E
kindly confirm and let me know thw actual status with name of issuing branch and credit card number.my email id is [protected]@gmail.com.
Dear Sir
How I can check my reports in CIBIL .

please guide me .
Hi!
Want to know whether my name is appearing in the cibil list. How do i apply for a cibil report? I haven't defaulted any payment till now, But there were few penalties levied on my card by ABN Amro 2 years back for no fault of mine which I denied & card was returned back.
7
Mr. Mukesh Gupta
sir,
i had my name in CIBIL . now i asked a loan in bank but my name is in defaulter i had cleared my dues but name is in CIBIL so please help to cancel my name in CIBIL

Please let me know what the next step of action is...

Thanks
HI

I AM SATWINDER SINGH I HAD APPLIED FOR LOAN FROM BOB BUT SUDDENLY THEY SEND ME THE MAIL THAT MY NAME IS CIBIL SO PLEASE CAN U HELP ME OUT THAT IN WHICH CASE MY NAME WAS SO THAT I WILL CLARIFY FOR ALL THAT MATTER AND SATISFY U FOR THIS AND SAME IN MY BROTHER CASE HIS NAME IS PARAMJIT SINGH UPPAL.

PLEASE REPLY ME ON MY MAIL ID "[protected]@gmail.com" and "[protected]@yahoo.com

waiting for ur reply

satwinder singh uppal
HI

I AM SATWINDER SINGH I AHD APPLIED LOAN FROM BOB BANK BUT SUDDENLY THEY SENT ME MAIL THAT UR NAME IS IN CIBIL SO PLEASE LET ME KNOW THAT IN WHICH CASE MY NAME IS ? SO THAT I WILL CLARIFY AND SATISFY THIS AND SAME IN MY BROTHER CASE ALSO HIS NAME IS PARMJEET SINGH UPPAL

WAITING FOR UR REPLY

SATWINDER SINGH UPPAL
FROM, P.PACHAMUTHU 4/226, BARATHI NAGAR, VEERAPANDI. TIRUPUR--5 MOB --[protected] PAN NO; APNPP6129D. [protected] ICICI BANK PL LOAN NO---LPTIR[protected] ;LPTIR[protected] ICICI CREDIT CARD NO;[protected] THIS ALL LONE COMPLETED ;ZERO STATEMENT, N O C, CERTIFICATE RESIVED, BUT MY NAME IS CIBIL NO RELESED please imedate name relesed THANK YOU BY . ANY PROBLM CALL P.PACHAMUTHU MAIL;[protected]@gmail.com
HELLO SIR,
KINDLY LET ME KNOW WHETHERE MY NAME IS EXIT IN THE CIBIL LIST OR NO

THANKS
J.MOHAMED FAROOK
I completely agree that many o[censored]s do have problems with banks with regard to credit cards since there may be one or two instances o[censored]nintensional delayed payments. It is really unfortunate that for this reason the name gets into the cibil report. It is very difficult for an individual to fight a institution and in most of the cases the individual gets penalized even though he has cleared the debt. There should be some norms to take action against the lending institutions also.
what tru
how can check my cibil report foe whole diffrent loan & point with detail
sir, i am an employee in ntps.my saving a/c no. is [protected] in union bank of india shaktinagar, sonebhadra u.p.where my salary comes. i want a personal loan from my bank after one week of processing bank give me aCIBILconsumer credit information report accoding that a loan dues as[protected]
member name[protected]NOT DISCLOSED
account no.[protected]NOT DISCLOSED
type[protected]-PERSONAL LOAN
ownership[protected]INDIVISUAL
opened[protected][protected] but sir my date of birth is
[protected]
last payment[protected]-2008
closed[protected]--(date not shown)
reported[protected][protected]
Sir, I had applied for a housing loan from HDFC. My application has been rejected saying that my name has been listed in the defaulters list. Actually I will give you a brief history of my case. I had taken a personal loan from GE countrywide Financing before three years and due to transfer from one place to another I could not regularly remit the amount and the account has become overdue and finally settled before three years ago. Similarly I had taken one more PL from HDFC Bank and same way it was overdue and settled. Over and above I was also a defaulter in some credit cards, like, SBI, Barkley, ABN Ambro. All these credit card dues were settled two years back and I was relieved from these financial obligations. Now, I was concentrating to built my own house and approached HDFC for financial help. At this time of need, I could not avail the facility due to the above problems. Please tell me sir, may name will be at cibil in my life time. What are the possibilities to come out of these problems. I will get a housing loan from any bank. I have entered into a purchase agreement and paid 2 lakhs advance and the deal has to be made within 6 months I have to clear the balance amount by raising a housing loan. Please help me. Please give me a reply as early as possible.
name: Ravindran K.K.
Pan Card No. ACWPK4324P
Date of Birth : 4-1-1962
Cont. NO.[protected]

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    +91 22 6140 4300 [Helpline]
    +91 22 6638 4600 [Corp Office]
    Credit Information Bureau India [CIBIL] Address
    Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
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