ICICI Bank — CIBIL Issue

Address:

Bangalore, Karnataka

Hello Sir,

I was using the ICICI Bank Credit Card. I balance on the card was Rs45000. One of the exectutive from bank (Anil - [protected]) called me and asked me to go for a final settlement of Rs37000. I asked him if this would create any problem in CIBIL, for which he said this won't affect my credit history in anyway and my name would not appear in CIBIL. Now when I go apply for loans, they are getting rejected due to CIBIL and I hear the reason being ICICI credit card which was closed (final settlement).

Please Help....

Thanks,
Umesh
[protected]