[Resolved]  ICICI Bank — complaint letter for the irresponsible behavior from bank faculties regarding car loan

Address:Thiruvananthapuram, Kerala

I am extremely sorry to write such kind of letter. But i am forced to do so because of the irresponsible behavior from the faculties of ICICI BANK (status) regarding car loan

first when i approached for a loan the interest they told me was 10.75% with rupees 5621, which was not on the correct calculation. when i consulted them regarding this, they replied me that it is automatically calculated by the computer. The next month the rate was 11.15%. But then too the amount they mentioned was not of correct calculation. At least when the paper arrived to me was with rat % 12.76 which has the correct calculation of the amount for monthly payment.

The other day when i went to the bank they made me to wait for a long time and no response came from them, then i have to go out without any reply.

Please take care that this kind of a behavior from the faculties may reflect in you service which may inversely reflect in your reputation in service.
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Aug 13, 2020
Complaint marked as Resolved 
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ICICI Bank-Credit cards — Irresponsible behaviour of the bank credit cards team

Dear Sir,

I have closed the credit card from ICICI bank during the month jun 2008. And i recd teh card closure letter from the bank. However, after 1 and half year, theya re again calling that the card has not be closed and it si active.

Since then i have been getting the calls and mentally harassing me like anything.

Please releive from this harassment
Dear Bhavanarayana,

We apologise for the inconvenience caused.
Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 247636). We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.
Dear Mohan,

We are sorry to hear about your experience. Please send us your contact details at [protected]@icicibank.com and our official will get back to you soon to assist you. Kindly refer '3967374' in the subject line.

Regards,
ICICI Bank Customer Service Team
I had availed a personal loan for rupees 50, 000 (Fifty thousand Only) somewhere in 2007,
first when i approached for a loan the interest they told me was 14% & after two months i recevied the statement checked 36 monts & EMI 2706/-
i have calculated the EMI+months then i came to know interst rate 50.01%(fixed).when i consulted them regarding this, they replied me that it is automatically calculated by the computer.I was shoked and i called icici bank, they said u can't do anything now u have to pay the money or Pay 6 months then go for close.
Paid 10 EMI & loss the JOB went home town forming at village.
after 3years bank person called and said u have loan EMI pending u need to PAY, i explained the thing and he said no worry pay the all overdue & interst+ check bounse charges(84K).
i said i don't have that much moneyi am not working, i[censored] r not paying this money we will notice to laywer.after that i came to know they added my name in CIBIL report.
This is How ICICI bank is cheating customers & making money.

now they are asking me to pay amount 2L.

what is the way to remove the name from CIBIL? if paying only pricipal amount? interst? total?
since 2L is for me it's hugh money, for me it will take another 2 years close.

i have contacted so many time to icic bank for closing this loan no one not given good resonse & i have the document when we contacted & who are all(those are not working now)
every 2 months peoples are calling to saying the same thing.

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