[Resolved]  ICICI Bank Credit Card — CREDIT CARD APPLICATION REJECTED.REASON NOT GIVEN

i am having ICICI bank savings account from the past 51/2 years.i applied for icici bank credit card online from bank's website.later a customer care representative called me and verification process was done.but i did not get any communication from them.after waiting for some weeks i mailed my ICICI bank manager giving my appliaction refernece no.he replied me asking for my douments required to ICICI bank Chandivali, mumbai address.i sent them through courier .but still there was no reply.again i mailed my bank manager .to my surprise he says my appliaction is rejected and reason for the same could not be disclosed.but i came to kno was per law there are supposed to disclose the details. i would like ICICI to respond to my case .my credit card application no is[protected].
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Aug 14, 2020
Complaint marked as Resolved 
 
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Read the terms & conditions of each & every bank Credit card application form, bank will not provide you rejection reason, since approving & declining of application is sole discretion of bank & RBI have given right to check, verify & give loans & cards at your own discretion.

Suggestion : Try not to apply in these market conditions since all banks are not approving the CC applications now, , , try after 1yr time.

ICICI — rejection of credit cards

I,DR.Sandeep achalraj Seth,DOB:8/6/78,have been rejected by credit card companies due to my name being in CIBIL,Inspite of i settling payment with ICICI bank.I had never transacted and it was a fradulent transaction done by the bank for my utility bill which i never consented them to pay.I am a professional and having various bank accounts in SBI,Axis bank.Since my name is in the defaulters list,i would nnot be able to avail of loans in the future.So kindly look into the matter and oblige.
Hi Sandeep,

We are sorry for the problem caused to you. Please send us your contact details at [protected]@icicibank.com and we shall surely look into the matter. Kindly refer "832175" in the subject line.

Regards,
ICICI Bank Customer Service Team.

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