[Resolved]  ICICI Bank Credit Card — excess charges levied

ICICI Bank Credit Card — Excess charges for credit card.

Inspite of my payment on due date of my credit, The icici bank has sent me to pay auto debit return fee of Rs.280.25, Which is not correct as per their statement in which it is stated that they got my payment on 28.01.2009 through my SBI cheque No.985618 for Rs.4, 193, When contacted I am told to make complaint, Hence I made this complaint.Is it right, inform me.

ICICI Bank Credit Cards — Excess charge

The credit of Rs.11, 056 availed by me has been paid before the due date of 28.04.09 vide the SBI cheque No.572763 and it has reflected in the credit card statement dated May 11, 2009 sent by the ICICI Bank, But iam charged Rs.250 as auto debit return fee, Why, It is happening for me every month and after my complaint to you it is beeing withdrawn.Please look into and do the needfull.Thanking you.

Dear Mr.Muralikumar,

Kindly write to us at [protected]@icicibank.com with ‘Customer Service - Credit Card’ as the subject line. Request you to provide your full name and contact details.

We will be glad to assist you.


Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank

my credit card no [protected] issued during 2004, has not been replaced after its validity expired in march 2009..
i am facing lot of dificulties for purchasing air tickets etc customer help line has been approached many times but of no avail even in person approach to icici bank has not helped. change of address has been intimated as per my availebility at given address
Even PIN for my ATM DEBIT CARD not yet received though SMS saying sr[protected] pin despatched through FIRST FLIGHT on 18 may not received/delivered
in the absence of credit card as well pin for debit atm card my requirement are affected kin dly arrange to despatch above at my address as under
RAMANDEEP BAJWA D/OLT COL B S BAJWA MILITARY HOSPITAL JODPUR PIN342010
THANKS
RAMANDEEP BAJWA

Respected sir,
i am rajkuamr i need the detials of your icici bank credit card...
i hope that u will send the details to me ...
contact no ... [protected]... [protected]


thanking you
yours truly
k. rajkumar

ICICI Bank — extra interest without reason for 2nd time

i am making a complain about charging of interest under the installment appropriated on 1st March 09. The installment amount is fixed at Rs. 48403/-, out of which an amount of Rs. 1521/- was charged towards interest for feb 09. This is despite the fact that a flexi account no[protected] associated with it is fully funded to the extent of loan outstanding except from 21st Feb 09 to 23rd Feb 09 (3 days) duirng which it was overdrawn to the extent of Rs. 64581.26. If you calculate interest on the said overdrawn amount @12.75% for 3 days, it comes to Rs. 67.67 only (64581.26*3/365*12.75%). Please reverse an amount of Rs. 1453/- immediatly.

Sub: Reverased the Late Payment Fees

Dear Sir,

As Reference to my credit card statement the amount of Rs.400/- on the date of 08/10/2009 has been entered as late payment fees. I am paying the amount regularly every month wise . So explain reason for deducting the late payment fees and reversed the amount or if not I will cancelled my credit card.

So Please clarify the Late payment fees

My ICICI Card.No. [protected]

With Regards


G.TamilSelvi

My credit card account (loan account vide Customer No.[protected] has been closed and I want to settle the amount and close this on permanent basis.Send some one to assist in this regard.I am really harrased by your personals.I do not want to use your Company credit card as well as loan account

Dear All,

My Name is Deepak SInha and card no is [protected] and address is 5/11 spring field colony sector -31 faridabad chech how many times u had charged late fees & other charges and not even a singel time u had inform me and made the late fees dues to rs 7621 WHY?

Being the old customer of bank from last 6 years, using all the products like S/B, CAR LOAN, BIKE LOAN, CREDIT CARD just check my credit history it is fantastic & superb, then the bank had done this to me SECOND TIME

This is second time ICICI bank had done fraud to me against my credit card and charges the maount which i had never used. below is the trial mail just for ur reference.

As per ur mail, i seen the sept08 statement, which is showing 1188 amt due, but how that amount came, my last outstading amount was rs 4277.80 and i did the payment on 19thsept 08 through Axis chq for rs 4280 means 2 rs extra from the actual due, then how the amt is due, the bank had charged late fees & other charges of rs 1188, what for late fees charge, when i had done the payment before the due date and the bank had keeping charging late fees from sept 08 to july 09 and made the amounts of rs 7621 when i had done all the payment on 19th sept 08,

1.Why the bank had not inform me about the payment in last 10 months??????

2.Why the bank had charged the late fees & other charges ?????

3.Why without my information bank had put lein mark and taken the money rs 7621.

4.Is the method to torture ur customer who is dealing with ur bank from the last 6year.

5.Why the bank had waited 10months to block the credit card and withdraw the money from my account without my notice, ?????

6.Are the bank is waiting to see that when this 1188rs will become 7621rs ???

7. In the last 1 year the bank had approched me with any mode of communication ??.

8.This is the second time the bank had done fraud to me, last time also i had done the filling of petrol at allahabad for rs 1588 (approx), and the bank had charged late fees and other charges and make the amount from rs 1588 to rs 4277.On that time the bank said that we are send u the statement on time but i don't know whether they are sending ??

9. Solve the problem asap and transfer my money to my a/c otherwise i will send the mail to Madam Chanda Kocher and i will take legal action, this time i will not going to tolerate this nonsense from the bank side.

10.Due to lein mark & withdrawl of my money from my A/C my car loan which is also from icici bank was bounced and even My CIBIL is showing DPD in icici credit card and in car loan, WHO IS RESPOSIBLE FOR THIS, the bank had destroyed my credit history.

Thanks,
Deepak Sinha
[protected]

ICICI Credit Card — Excess Charges

Hi,
I am owing a Credit Card from ICICI Bank, Credit Card No:[protected]
As my memory goes, i have not been using the above card for quiet long time.
Whereas my Outstanding as per your statement remains the same.
Despite the payments being collected by your people, whatever the amount being paid to you are adjusted towards different kind of components,except credit to my account like late payment fees, over credit limit, collection charges and e.t.c.
You might be aware that we are all salaried people whereas our Hard earned money is taken this way.
Apart from this, i am getting n numerous calls from your call centers.

As a banker i here by request you to kindly rework the amount payable to you after waiving all the late payment fees and ocl fees and inform me the exact amount payable to you to enable me to pay the same in 24 EMI's.

Even my attempt to send an email was declined.

your immediate response is awaited.

Dear Srinivasan,

We apologize for the inconvenience faced by you. We will get in touch with you shorty.

Regards,
ICICI Customer Service Team