[Resolved]  ICICI Bank - Credit Card — Complaint about ICICI Bank Credit Card.

Address:

Mumbai Suburban, Maharashtra

Respected Sir,
Very good morning to you,
I am Mr.Ashutosh Desai (+91 [protected])and I am holder of ICICI Bank Credit Card No. [protected] (which is now transfer in to card no.[protected] without my permission or any communication) from Oct.2007

Dear Sir, I really very regret to say that my card statement has showing so much disputed tractions (including ATM Tractions)and I have file written complaint to bank every time but they have solve my single query and all the time when I make a call to Delhi, Chennai or Mumbai they use to tell me you reversal will be done in your next statement please make a payment or please do not stop making payments and I have made payment all the time on that commitment but the problems not getting solved and new fake traction flashed in my statement, finally from 2 July 2009 I have stop to make any payment to ICICI Bank and now they are pressurize me to make payment with words that all tractions are made from your side and there is no issue I have to make payment of the complete amount otherwise they will contact to HR of my company and will spoil my reputation, and they are trying to abuse me by other ways also.
Detail: My card limit was 1,25,000 /- and I made Payment of 1,19,000 /- and still 1,28,133 /- pending dues according to bank.
Detail of Disputed Tractions
Date Amt.
11-Dec-07 ATM Withdraw 25000
11-Dec-07 Cash withdraw Fee 625
15-Jan-08 Dodsal co op. 2604 260.40 Actual
2-Feb-08 Sapphire 2850
23-Feb-08 Opp.Golden Tobeco 1200
24-Feb-08 Cash ATM Fee 300
2-Mar-08 Enrich Hair 1480
2-Mar-08 Enrich Hair 843
5-Mar-08 ATM Withdraw 2000
6-Mar-08 ATM Withdraw fee 300
10-Mar-08 over limit 500
10-Mar-08 late fee 600
6-May-08 over limit 600
8-May-08 late fee 500
31-May-08 over limit 600
8-Jun-08 late fee 500
27-Jun-08 over limit 600
8-Jul-08 late fee 500
20-Jul-08 over limit 500
27-Jul-08 late fee 600
27-Sep-08 late fee 600
11-Oct-08 Chq.Return 250
27-Oct-08 late fee 600
5-Nov-08 Chq.Return 250
5-Nov-08 ATM Withdraw 7000
6-Nov-08 ATM Withdraw fee 337.08
27-Nov-08 late fee 600
27-Dec-08 late fee 600
27-Jan-09 late fee 600
27-Mar-09 late fee 600
54139.08
Letters to bank on 21/01/2007, 03/02/2007,8/03/2007 ,18/03/2007,26/04/2007 & 20/12/2008
Dear Sir,
Kindly look in to the matter and hope for positive reply from your side, the amt.54139.08 is just disputed amt. I have not take wrong interest charges which charge me in this amt. the interest charging is continue till today without any solution.
Now,Yesterday they have use very bad language and try to give me badly mental prasure and abuse me like anything.

Ashutosh Desai
+91 [protected]