[Resolved]  ICICI Bank Credit Card — negative report in cibil

Address:

North Goa, Goa

Sir

Please do the needful

I have given full detail in my previous email which i have mark to to ICICIbank customer care

With regards

Prajot Desai


[protected] Forwarded message[protected]
From: PRAJOT DESAI <prajot.[protected]@gmail.com>
Date: Sun, Jul 11, 2010 at 1:14 PM
Subject: REG: Negative match reflecting on the CIBIL report
To: [protected]@icicibank.com


Sir/Madam

With reference to a negative match reflecting on the CIBIL report . I wish to request clarification on the same .

I had applied for a credit card in the year 2002 or 2003 and same was linked to one of my saving A/c[protected] /[protected] . However in the year 2004 i had paid all the dues pertaining to the usage transaction amount on the card.

However the card attracted annual fees and same used to be deducted from one of saving A/c . I had inform on a tele call that i dont wish to pay for the same as it was not informed to me and as per the verbal tele communication from a tele caller i had destroyed the card ( cut into 4 pieces) and along with a letter dropped the same at bank drop box.

Later on my communication address also changed as i had shifted from my old address .

Now i have applied for a job and the negative match is affecting my recruitment procedure .

I request you to kindly clarify as the negative match can affect my career, Since i don't belong to the default category,I am currently Using ICICI bank credit card and you can check my track record .

I had also visited your GOA Credit card collection office at Shiv Towers - Panaji Goa in first week of this month , but they could only tell detail about new cards which i am using currently . when i inform him that it(Old card) was link to my Saving Account , he found two saving accounts and he gave me the same and also directed to Bank Branch at Panaji .

On the same day i went to Panaji Branch and told to find out the same by giving the account Nos , but Both the accounts were closed so they could not give any detail as they don't have old records . So they told me call 24 hour help line No .

I also called Help line No to about it but after tell the whole thing to them they told me to go bank and i found it strange that No one is ready to give me inform .

Request you to please revert on the same as soon as possible.

NAME: PRAJOT PARSHURAM DESAI
DOB: 03/04/1982

Mobile : [protected]
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With Regards
Prajot P. Desai