[Resolved]  ICICI Bank — Pathetic services, in all departments

Address:Uttar Pradesh

ATTN:

---Who EVER reads this and is associated with ICICI Bank in any way.

The past two weeks have changed my opinion of ICICI bank totally. Their server being upgraded was an issue, as they should have, like any morally conscience bank, provided us with a backup server. But no. All they did was display the photo of the CEO of India wearing a fancy saree and smiling away. Who cares about her? I don't for sure.

Then My Credit Card got damaged. So I requested for a replacement credit card. The fee of Rs100.00 was INSTANTLY debited from my saving bank, and was told that the card would reach WITHIN SEVEN WORKING days. Excluding the day I lodged the request, Sundays in between, and holidays, today is the TENTH, yes 10th working day, and I still have NOT GOT MY REPLACEMENT CARD. I called Customer Care and they said the card has been dispatched by Express-IT couriers on the 17th of June 2010, which incidentally was the 7th working day. So there you go. Minus points to ICICI bank for dispatching it on the day they promised that I would get it by. More minus points to come, with this issue itself. Express-IT couriers must be some dead famous courier company for ICICI wank NOT bank to choose it right? Wrong. It's as bad as the bank itself. The bank has provided me with a tracking number, but what's the use if the courier's website doesn't work. How is one to track his consignment? Shout it out? Or maybe put up a loud-speaker in the neighbourhood and let everyone know.

So I thought to myself, a) server down means no 'online-bank transfer' possible. Nevermind. b) Creditcard not reached, so again, I can't pay online. Nevermind. c) I have an ICICI DEBIT CARD. WOW!!!! Three cheers for me. But then I was Unfortunately Born in India (UBI) -that was the school title I got from my seniors on their farewell party. And li8ke most Indians, I'm a too. I incorrectly entered the login password 3 times (actually the CAPS LOCK key was on) and my account got locked. Customer Care again. They said by Wednesday the 16th my ID would be unlocked, so I would be able to use the ID and password.

But whenever I try using my Debit Card for an online transaction, it says "Incorrect details have been given so your card has been blocked". I am, however, able to view my account details, which means the ID and password have indeed been unlocked. Customer Support again. This time they were the as they couldn't understand why this was happening.

So out of sheer desperation (do you watch Desperate Housewives by any chance?) I went to my branch, and asked them to issue me an Insta-Credit Card against one of my FDs. They had the Insta_Credit Card ready, but the packet had no application form. It is being couriered from Delhi. 4 working days ago. I could have cycled to Delhi in that time.

So all in all, ICICI Bank is the BEST IN THE WHOLE WORLD. Make sure to patronize it. Just hope you don't get services like I got.

Jai Hind! India is run by retards.

Dr Hemant Pande, MB,BS, FRACGP(Aust) Psychiatrist
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Aug 13, 2020
Complaint marked as Resolved 
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Dear Mr. Pande,

We are sorry to hear about all the unsatisfactory experiences you had with us. Please email us your contact details at [protected]@icicibank.com and we will get back to you at the earliest. Kindly refer "497765" in the subject line.

Regards,
ICICI Bank Customer Service Team
from many years in uk i was hearing icici is making india proud and is iconic bank providing excellent services. coming back from uk tried to get insta credit card on fixed deposit
1 Two branches in my citi says they dont have facility in branch for insta credit card.
2 i called phone banker he said yes facility is available in your branch but still if they refuse you deposit rs.20000 in your bank account and call us back we will open fixed deposit on phone and issue you credit card .which will acitvate in 7 working days.
3 so rather asking branch people i deposit money and call them back i clearly said to phone banker i want insta credit card. he said ok let me take request and said to me he took request.now somebody will come to your house in 1 or 2 days give you credit card and you give him cheque of 20000 and within few days your card will be activated.
he didnot say facilty in my city available or not.
4 nobody came to my homede rather i got text on phone that fixed deposit is open and 20000 debited from your account.
5 it look strange to me i call again and when will i get my credit card. phone banker said you will get in branch i explain whole story that somebody was come to deliiver it he drop the line call again now 4th phone banker says you will not get credit card in your city on basis of fixed deposit .as you have make a request of fixed deposit it is open you will get bla bla benfits i said i dont want [censored]in benfitsi want credit card so i requested for fiixed deposit. he said no body deliver credit card to home nobody take cheque from you it automatically debits
but now at end after wasting so many days of mine i am still without credit card this was great bank making india proud 4 phone bankers have differnent views who is right any body knows
i was thinking system in india has changed a lot and experiences of public sector banks in old days is made history by private banks and they provide great international standards but i was wrong first experience with private bank really bad impression banking service can never compete with western countries poor phone banking officers . unable to provide services all over india poor bank shame shame

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