[Resolved]  ICICI Bank Ltd — Transaction Declined Charges

Address: Tamil Nadu

Hi,

I have an ICICI Bank account for the past 5 years. I was supposed to swipe Rs. 200/- for filling petrol for my car. By mistake they swiped Rs. 300/- instead Rs. 200/-. I had balance of Rs. 294/-. They said the transaction has declined for Rs. 300/-. I told him to swipe Rs.200 once again. Second time he swiped for Rs. 200/- it has accepted and deducted Rs. 200- from my account. After 2 days ICICI bank has deducted some charges as usual for petrol filling. After 5 days they have deducted Rs. 28.09/- from account automatically. I have called customer care and narrated about what has really happened. They simply told me that they will deduct some amount for declined transaction also. which is shocking for me. So, be aware of our private banks and let us not lose our money to them. If anyone made mistake also we will be in trouble.

Always government banks are safe and our money is also safe.

Hence forth, i have decided not to do any transaction from ICICI Bank debit cards. I always transfer my salary amount to SBI bank once it has credited.

Please don't trust foreign banks.

Thanks & Regards,
SENTHIL KUMAR V
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