[Resolved]  ICICI Bank - Personal Loan — No response

Address:

Chennai, Tamil Nadu

Hi Sir

This is with regards to my Personal loan(LPBNG[protected]) that I had taken in 2007 july for 271000. and was also told that I will have an Insurance against the loan, incase I Loose my Job I dont have to worry. Since I am not in a position to visit the branch, sent an email
I had sent an email regarding my Loan - stating that I want to close my loan as I am out of Job due to the Recession, and I want to know what is the Amount I have to pay, I have a very good credit history, as I had taken the 2 wheelers loan, i cleared without any delay, I had taken the Personal Loan and I paid till January, with lot of difficulties, I got married in July and I have no jobs but still I paid the loan till January, After that I sent an email to the branch manager through Online and i didnot get any response - I ended up paying the loan for February, Later I got the details from the Branch As to how much I should Pay, I had sent several mails and I have the proof, requesting for the negotiation of the amount, I paid 32 instalment for 7405/- Now I want to close this loan, since I have already paid so much interest I am not in a position to pay the interest anymore, and request you to help me for the negotiation,
DAY BY DAY THE INTEREST IS ADDING ON BECAUSE ICICI BANK IS NOT RESPONDING AND THERE IS A DELAY IN THE SERVICE.

I was asked to contact the branch of ICICI BANK LTD., 1st Floor, West Wing, Euphoria, Mytree Towers, # 4/10, Besides Oxford Dental & Engineering College, Hosur Road, Bommannahalli, Banglore - 560 068, Inspite of me telling I will not be able to visit the branch, I can visit the branch in november - if the bank is willing to wait till november without adding any late fee on the loan or interest.
PLEASE HELP ME SIR.
THANK YOU
Disbursal Date: 07/07/2007
Tenure: 48
Frequency: Monthly EMIs
Installment Paid 225,711
Installment Overdue 7,184
Amt Financed 271,000
Future Installments 118,480.00
Accrued Charges 889
Interest Rate Type: Fixed
Principal Paid 156,752
Interest Paid 68,959
Pre-EMI Paid 0
Statement Date: 25/03/2010