[Resolved]  ICICI Credit Cards — Harrassment about Legal Proceedings

Address:

Hyderabad, Andhra Pradesh

Dear ICICI Executive,

My name is Bala Gangadhar Naraharisetty,

In March 2008, I was diagnosed with TB and fell behind on my payments on my ICICI loans. I did have a few credit cards at the time and when I was ill, my parents have settled the loans and credit cards.

Today, I have received calls from the Cell # +[protected] claiming to be a Sub Inspector by name Arun Chowdary from Mumbai and that an arrest warrant has been issued against me for failure to appear before court and I would be arrested tonight (28.12.2012) and presented to court tomorrow (29.12.2012).

He gave me the contact number of an Advocate by name Rahul Bharadwaj ( Contact # +[protected].

When contacted, Rahul Bharadwaj informed me that court summons had been sent to an address (Sai Poorna Guest House) in Madhapur. It is not an address where I had stayed ever.

He read out my current address and has my contact details.

I am trying to understand why were the summons sent to a wrong address when you have my current address and contact details.

I am given a credit card # [protected].

In the past I had received calls from ICICI collections claiming that payment is pending on the card since 2008. Since I did not recognize the card number or the contact details registered for the card, I had requested for the details of purchases and transactions, fully intent on settling the charges the card off in case the purchases were mine.

I had never received any details as on today and today I started receiving the harrassing calls that I have to make a payment of Rs. 29,500 /- within an hour or I will be arrested.

I have also received calls about another card ending with number 0005. I am intending to settling the balances rather than have any legal hassles.

All I requested and still request ICICI Bank is to provide the purchase details, so that I can verify and pay them off if they are indeed my cards.

I did have cards from Barclays, ABN AMRO, Kotak Mahindra and I have not had any problems since the settlement. However ICICI seems to be the only one that is giving me this trouble.

Please provide me the details of the purchases to verify and I will settle the balances ASAP if the charges are mine.

You can reach me on my email [protected]@live.com or my cell +[protected]

Thanks and regards,
Bala Gangadhar Naraharisetty.