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ICICI Home Loan — Easy credit but tough repayment options

ICICI bank - Easy credit but tough repayment options

I have taken home loan "LBHYD[protected]" with floating interest rate currently 10.5%

A) why easy credit with low interest rate for new customers.
B) why repayment is made tough for old customers by high interest rates.
C) why the floating interest rate is sensitive upwards and hardly downwards with market fluctuations.
D) Is the only way for old Customers is to tranfer loan to other corporate banks like SBI, Axis.
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Dear Mir,

We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.
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