[Resolved]  SBI Car Loan — Credit of cheque payment

State Bank Of India Nerul Branch — Non Clearance of Cheque

I have deposited Cheque on Tusday Morning 16th Octomber 2008 today is 20 th octomber 2008 .Idont Know why such delay for clearing local Cheque of Neighbour Taluka of Goa. It is decleared that all local cheque is cleared in Two Working days.Please do the Needful

According to SBI, I applied for Car loan. I submitted the following documents-(i) Photostat copies of ITR of last three year (ii)current Basid phone bill. iii) photostat copy of Ration card (iv) Photo ID of my PAN Card (v) Photostat copy of my permanent residence i.e. a copy of bar council certificate issued by Bar Council O[censored].P.(vi) photostat copy of certificate issued by the High Court Bar Association, (vii)Statement (viii) three photographs of Passport size (ix) two cheques for processing fees towards the banks. At that time Bank did not tell me that paper regarding ownership of a house is required whereas, at the time of submission I made a quary that is any more document also required but at that time officials of SBI were fully satisfied with my documents.but at last bank rejected my application of loan on the ground taht I was not owner of my own house. moreover at the time of submission of application I specifically told to the SBI officials that I am a tenant and residing since 12 years in allahabad in a houseregarding this I submitted all relevant documents. I have to say that at teh time of submission of form why the SBI officials did not tell me papers regarding owner of a house is must? Thereafter I sent sms to lucknow regarding carloan and thereafter lucknow SBI OFFICIALS informed at allahabad bank officials and teh sbi allahabad phoned me that I should meet them and they asked me to submit necessary documents for the carloan, he said that fixed deposits must be with me which is equal to the loan amount. PLEAS TELL ME THAT WHAT DOCUMENTS ARE REALLY REQUIRED BY YOU OR YOUR BANK BECAUSE ONE OFFICIAL SAYS ONE THING AND ANOTHER SAYS DIFFERENT BUT I ASK YOU THAT WHAT ARE NECESSARY DOCUMENTS WHICH IS NECESSARILY REQUIRED FOR LOAN. MY EXPERIENCE HAS A DIFFERENT VIEW THAT EACH BRANCH MANAGER HAS OWN WHIMS AND THEY WANT TO IMPOSE DIFFERENT CONDITIONS. I SAY THAT FIRST TIME PEOPLE MUST BE INFORMED THAT WHAT ARE BASIC AND NECESSARY WHICH IS REQUIRED, THIS WILL SAVETHE TIME OF PEOPLE LIKE YOURS BECAUSE TIME OF PEOPLE IS EQUALLY IMPORTANT LIKE YOUR AND ALSO BECAUSE PEOPLE IS NOT A THING OR ROUGH OBJECT WHICH MAY BE ROTATE ANY TIME BY ANYONE. KINDLY EMPLOY THE TRAINED PERSONALS FOR THE PURPOSE WHO SHOULD BE SINCERE TOWARDS THE PUBLIC.

Sir,
I had taken a car loan in 2007 for 7 years along with sbi life. I have cleared the loan in April 2009 before the loan period. Now I am availing fresh loan of Rs 3 lacs but Branch Manager SBI, Gadchandur is insisting for SBI life which I am not interested .I was told to either get the SBI life policy or submit LIC policy in original .
I want to know, whether it necessary to take SBI life along with car loan fi not then is it necessary to submit LIC policy in original.
Further since I have cleared my previous car loan account whether the previous Sbi life policy can be transferred against fresh loan for the balance period.
I need an early reply from your end so that I acn decide for going ahead with the loan process or drop it.
Regards


P.Biswas

DEAR, SIR/MAM,
I WANT TO THAT FOLLOWING INFORMATIONS ARE TRUE OR NOT BECAUSETIS IS THE MATTER OF MY MONEY.


ACCOUNT OFFICER'S INFORMATION

ACCOUNT NAME: VISHAL ENTERPRISES

ACCOUNT NUMBER : [protected]

PAN NUMBER : AXBPM8621K

BANK BRANCH : NERUL BRANCH

BANK NAME : STATE BANK OF INDIA


PLZ REPLY

sir,
I have process car loan before 5 month but he says address prof is not accept . I gave him voter I.d. and
vodafone postpaid bill but he did't accept him . I again process one month before with complete document but he did't give proper answer .
please give me valuable answer
Thanks
Dr Navdeep Joshi
[protected]

my carloan a/c no [protected]
i applied on 4/11/09 persued on 9/11/09 & managed for do letter
due to this planet hundai delivered I10 7DAYS LATE, even not cooperatedfor loan, paid 1.5%com.& other incentives .pl treat accordingly

To



The Chief Manager,

STATE BANK OF INDIA,

Berhampore (W.B.) Branch (Code : 00034),

15, Square East Road,

Murshidabad – 742 101.





SUBJECT : Return of KVP on closure of LOAN A/c. No. [protected] Dtd. 06/10/2005 for Rs. 39, 000/-} –





Dear Sir,



With reference to the above cited subject this is to apprise you that I had taken a Personal/Mototcycle Loan on 20/11/2006 for Rs. 39, 000/- {Old A/c. No. [protected]} against deposit of two Kisan Vikas Patras for Rs. 10, 000/- each. Now, I repaid the Loan Amount with Interest on 03/12/2009 and the said account is closed but your good office could not return back my two Kisan Vikas Patras which were deposited with your bank till date.



Hence you are requested to return the same today itself as I have visited & requested your branch several times.



Thanking you in anticipation,







Place : Berhampore (W.B.) Yours faithfully,







Date : 30/12/2009 ( ASHIM KUMAR HALDER )

C-6, Banjetia R.H.E.

P.O. – Cossimbazar Raj, Murshidabad,

West Bengal – 742 102.

Mobile : [protected]

Telephone :[protected]

e-Mail : [protected]@yahoo.co.in

sir

i have taken a car loan from your bank (amberpet branch, car loan a/c no.[protected]) for a period of 5 years, and i have submitted 36 checks for three years and later last month i have submitted ECS filled application according bank officials advice, (there was no feeback from the bank ) but i have been receiving the notices for the irregular running account, it was a embarrasing situation to any body inspite of maintaining good bank balance, and in this regard i have mailed several times to racpc.[protected]@sbi.co.in, but no response at all, then i vistied the racps offfice and coulnot get proper response from the bank officials and i eventually closed the car loan account.

This is the way the the great attitude of sbi officers, and if this go on continues the reputation of the sbi will tarnish without any doubt, atleast i will not approach nor recommend any of friends, collegues and patients for car loan or any other loan in your bank.

thankyou

SIR,

M/S Biswakarma transport & co. one of the account holder of your bank, holding A/C no. [protected]. The aforesaid company carrying transport business In the whole West Bengal. And need payment to the Car owner by cheque for the Cost of fuel. If the owner not get the amount in the due time, He will stop the car. For that, Company running loss, So, We have need clearance of cheque immediately, Maximum 24 ( Twenty four ) hours. Otherwise, Company facing much problem in the carrying business.

Under this circumstance, Your honour is most humbly and requested to clear the cheque within twenty four hours and oblige.

Thanking you.

Dear sir,

I have applied for car loan with SBI. Since I did not got any response for past 20 days I tried contacting the branch manager (B.N Prasad of Meerut Baghpat Road Meerut)) he replied that the verification process is still not complete.
How many days does it takes to complete the verification process when the file is complete.
Even I have raised the complaint through the online form provided and my complaint number is CC[protected]
The customer service numbers provided above are of no use as no one takes the call. For the toll free number provided i.e. [protected]…the number is infinitely busy.
I kept on holding the line for more than an hour but there was no response.
It is frustating as well depressing.
I have lost the dealer benefits of Rs. 25000 as I needed the loan by 31st May 2010.

SBI is a big brand and treatment to the customers is extremely poor.

Is this how a nationalised banks work.

Please do the needful asap.

Thanks,

Avani
[protected]

SBI Car Loan — Loan Period to change from 7 to 3 years

Sir,
I applied for car loan and entered for 7 year period.Now i want to change to 3 years and the Bank is not accepting my request.Pl advise how to go about getting the period changed