State Bank of India — unwanted fabricated charges

i am a crad holder from 2003. my card no. is[protected]. after activation of card and utilising
the credit company plaid a gam of charging the insurance charges in the shape of protection charges
without any consent.in spite of my repeated request company chared a lot of fbricated amount in the
name of protection. as it was not cared by me. in the month of dec 2008 i have paid all the charges to
the company. now for the verificatio of charges i have purchased a lapto from e-zone lucknow by using
the credit card rs. 54440.00 on 29.01.2008 and paid a sum of rs.54500.00 with in a month and
2 days before the last day of the month. in the statement company chared a sum of rs.810.45 as intt. and 62.20-22.47-26.97 as fabricated charges.when i have informed the company the company acknowledge the receipt of amount on 26.02.2008. after making all the paymnet company chared
a intt of rs.1025.74 intert on nil balance and reveresed the orginal fabricated intt and other charges on
09.03.2008 but shows the amount credited after debiting the chaarges. we therefore request you to
kindly examine the statement of jan to march 2008. on the streinght of the chares excess kindly
arrange to refund of rs. 27, 700.00 as excess chares charged by the company from jan 2004 to jan 2008 and clear my account immediately otherwise we have left no course of action except file a suit
under cosumer protection act to safe guard my intt.