1. On 07.11.2007, I was offered Rs.56,000/- @ 19% p.a. on reducing basis. But, on the statement, interest was charged @ 19% p.a. on FLAT basis. I refunded a cheque No.201513 of Rs.56,000/- with a letter dated 30.11.2007, which was debited from my a/c on 04.12.2007. I also got my card cancelled.
2. Reg my problem, I contacted to SBI :-
26.11.2007 - Discussed with Ms. Mamta and Mr. Avinash.
30.11.2007 - Letter faxed with a cheque of Rs.56000/-
27.12.2007 - Discussed with Mr. Deepak (Complaint
No.NQ[protected]
21.01.2008 - Discussed with Mr. Prantik (Complaint
No.MQ[protected]
29.01.2008 - Discussed with Ms. Amrita/ Ms. Nilu.
All above only assured me to do the best. But, till now, no adjustment of Rs.56,000/- is made and there is no response from SBI. I am still waiting for my full & final statement.
I humbly request you to kindly arrange to do the needful.
with kind regards,
( ANIL SARYAL )
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In 2007 i took one sbi card after some persistent following by one of the agents of SBI card.
I was told that it was a free card. But when i receved the statement i found that they charged annual fee. When i called the department they told that it will be reversed after first transaction. it happened so. this year Again they charged the money on this card. I did not check the staement for last few months since i am not transacting any thing on this card. IO found that they charged annual fee and on top of that they started charging . when i called them they are telling that it is annual fee chargable card.
If i had called as soon as the annual fee is charged they would have reversed the fee. But why is this we need to call them to get the annual fee will be reversed. Have any faced this problem. If so what you did. Anyway I blocked the card now. I decided not to pay this fee because of the cheating. Since I have so many other cards which are annual fee waived.
Thanks,