[Resolved]  State Bank of India — Non acceptance of SBI credit card

I dont know what is wrong with SBI. I received SBI Silver Credit Card # [protected] some where in the month of December'08, I accepted the card on the terms & condition of "No annual nominal Fee".

Point I
When I received the card along with the Brochure, it was mentioning "Nominal Fees"

Point II
The very same day I have shown my intentions toward non-acceptance of the SBI credit card and deposited in to SBI ATM drop box after cutting the same along with the letter.

Point III
In the month of Jan 2008, I received SBI statement stating payment due for Rs 2613.03/-

Point IV
I personally mailed to one of the concered person and also couriered the letter to Delhi office.

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To,

Mr. Ajay Bharati,

Asst. VP – Customer Service
SBI Bank


This is with reference to the undue monthly statement received dated 23rd January 2008, stating Rs. 2, 617.03 outstanding on account of " Fee – Payment not received by due date" and " Interest Charges Purchases" on the said credit card.


I have shown my disinterest in holding the SBI credit card and deposited this card in one of the ATM centre a month back. This is also to make you aware that I have not made any purchases on the said SBI credit card.



So I do hereby request you to look into this matter and update your database in this regards.



Looking forward for your positive response on this.



Thanking you in anticipation




Regards,

Hemant Thakar
[protected][protected][protected][protected]


Point V
I have been receiving constant SMS's daily, and more surprising thing I have received another statement as payment due.

Point VI
I have not used the SBI card for any purchases and also shown disintrest in holding the same since inception.

Can you stop mentally harasing me regarding this?


Hemant