[Resolved]  State Bank of India — didn't receive report

HTL Floating Int PER Complaints - Statements from 2001 to 2006
View all HTL Floating Int PER complaints

HTL Floating Int PER
Posted:[protected] by Sujatha K.R. Send email



Statements from 2001 to 2006
Statements SBI Home Loan A/c [protected] of NEDIYASALA Br. (Br.Code. 06457)

Dear Sir,

My home loan for 2 lakhs was approved in 2001 for 15 years under 11.5% filoating rate of interest and I took 187500 only.I applied for the detailed statement EMI to[protected] the bank mngr. of my branch (NEDIYASALA) b'cause the balance amt to the above loan on 8/9/2009 is 1, 18, 055.32. They says ie, the branch computrised only on 2006.So they can't give the statements before 2006. The deatails are not entered in the computer.

I give my complaints, to correct the _computerized system data_ for my home loan account.

I request your kind attention to resolve my problem and help in keeping your customer friendly approach for all transactions.

With best regards,


(SUJATHA. K.R.)
Home Loan A/c # [protected]
Thazhathumadathil; Sreelakam,
Purapuzha.P.O. Thodupuzha. 685583.
Ph [protected] ; [protected].

THE SBI FELLOWS ARE WROST IN TERMS OF CUSTOMER SATISFACTION.

State Bank of India — Rejection of Housing Loan Application

D/Sir,
I had applied for a housing loan of Rs 10 lac on 22/08/09 to purchase a flat at Ghaziabad. But on 11/09/09, Branch Manager of SBI, ADB Harduaganj told me that your loan documents have been returned/rejected by RACPC,Ghaziabad/RCPC,Aligarh mentioning that Mr. Anil Kochhar(partner of M/s Vishwas Builders,III-F-79,Nehru Nagar, Ghaziabad) have no right to execute the SALE DEED whereas Mr. Adarsh Kochhar executed and registered a general power of attorney of the plot in favour of Mr. Anil Kochhar on dated 1-1-2002 entered in book no.-IV, volume no.651 on pages 299/300 in serial no 157 dated 1-1-2002 in the office of Sub-Registrar-IV Ghaziabad.
So, I request to let me know by whom it have been known to SBI that Mr. Anil Kochhar had no power to execute the Sale Deed of MIG- G1, Plot no.-II-A/45,Sector-II-A, Vaishali, Ghaziabad(UP) and why my loan have rejected.
Thanks
Pramod Kumar

State Bank of India — HOME LOAN.

HI ALL !

I HAVE APPLIED FOR HOME LOAN FOR MORE THAN 3 MONTHS BUT THE LOAN IS NOT YET SANCTIONED DUE TO THE SBI ADVOCATE WHO IS IN CHARGE OF THIS FILE. HE WANT BRIBE TO GAVE CLEAR REPROT TO SBI. DUE TO THIS MY FILE IS NOT YET MOVED IN SBI. I WANT SUGGESTION FROM YOUR END.

Dear Sir,
higher interest charged than mentioned in Sanction letter
I am Sri Ashok Agarwal have taken house building loan followed by Loan A/c no;[protected] amounting Rs.400000/- Four lac rupees from your bank (state Bank of India ) I have been handed over Loan Cheque on 28/01/2008, But interest on the loan have been charged from 16/11/2007 onward, So Ireguest you to credit this excess interest amount around Rs.9000/- that I have paid for gape between Cheque hand over date and Cheque date mentioned above on my account Secondaly the interest method is Floating Rate of interest which was 10.25% at the time of taking loan, but the interest has been debited on my account excess than the rate of interest of SBI from 16/11/2007 to 31/07/2008. the excess amount that has been charged in rate difference is Rs.2334/-
So I would kindly request you to look after this matter and kindly credit my account by above mentioned amount i.e (9000/-+2334/-=11334/- )
Ref letter dated 25/08/2008 & 16/12/2008 But nothing been done till today
with regards
Ashok Agarwal
Block-B Flat No;5
2nd Floor, Saadhan Appartment
Road No:1, New milanpally
Siliguri-734005
PH: [protected]
Email:[protected]@rediffmail.com

Dear Sir,
higher interest charged than mentioned in Sanction letter
I am Sri Ashok Agarwal have taken house building loan followed by Loan A/c no;[protected] amounting Rs.400000/- Four lac rupees from your bank (state Bank of India ) I have been handed over Loan Cheque on 28/01/2008, But interest on the loan have been charged from 16/11/2007 onward, So Ireguest you to credit this excess interest amount around Rs.9000/- that I have paid for gape between Cheque hand over date and Cheque date mentioned above on my account Secondaly the interest method is Floating Rate of interest which was 10.25% at the time of taking loan, but the interest has been debited on my account excess than the rate of interest of SBI from 16/11/2007 to 31/07/2008. the excess amount that has been charged in rate difference is Rs.2334/-
So I would kindly request you to look after this matter and kindly credit my account by above mentioned amount i.e (9000/-+2334/-=11334/- )
Ref letter dated 25/08/2008 & 16/12/2008 But nothing been done till today
with regards
Ashok Agarwal
Block-B Flat No;5
2nd Floor, Saadhan Appartment
Road No:1, New milanpally
Siliguri-734005
PH: [protected]
Email:[protected]@rediffmail.com

State Bank of India — Home Loan Application

Hi,
I am an IT Professional. I have visited SBI hinjewadi branch for home loan application. I want to apply for home loan of 20 lacs but everytime i visit there, they will come up with a different set of issues with my application. Sometimes, they will say, you are not eligible for 20 lacs. Sometimes, they will say, you are eligible but we need some more documents. I do have a complete list of documents required for home loan issued by the same branch but don't know why they want to delay things. I have to give my first disbursement by 20 December, 209 but they say that it will take more than a month from the date of application. I am not sure why more than a month is required if i have all the documents ready and reviewed by them. Please help.

I goes to sbi for home loan but offcer told that u pay your return in same date so u are not aligible for home loan is it right can u under stand

State Bank of India — Wrong entry of home loan rates in system

To state bank of india,

Dear state bank officials, i have taken a home loan from SBI in 2007, under the corporate scheme and max gain as the account type.

I had been offered 9.25% as the floating rate. over the period of 1 year when the interest rates started falling i did enquire for my account rates to be reduced down (this took me 4 visits to the branch). After all such visits i was told that my account being max gain it cannot be reduced.

Again over the period of 12-16 months i observed that my interest was drastcially uplifted from 9.25 to 10% and above, eqnuiring this with the branch - more than 6 visits over 3 months, finally one fine good day i insisted them to show this interest rate on the system and to my surpirse, my interest rate from day one was entered as fixed for 10% - Hurraaaayy and hats off to SBI for their mistakes as usual. The brach official politely in a goverment emplpoyee fashion said "we are sorry, and this kind of things do happen dont worry we'll adjust the amount in next month". months after months nothing happened, i visited the SBI brach more than i visited my office a week, finally got hold of the manager after 8 visits. the manager politely said "SBI see itne acchi service kee umeed karo bhai ...we are SBI".

What a mess, every time when i go to visit this branch they ask me to come the day after next and this goes on.

One day finally the clerk gave me a index showing some other persons loan charts taken in the same time and asked me to compare myself for any arrers, on checking i found that all this indexes are wroing myself. Last month when i finally visited the branch the manager was retured and the staff is transfsred to other locations, the story has to be started again.

God bless all individuals like me who have taken loan from SBI. re-think 100 times of the service rather than product, that is the reason why competitors like ICICI having very bad name for home loans take adavantage.

Dear Sir,

My home loan for 8 lakhs was approved in 2008 for 20 years under 8% filoating rate of interest.
1) But in their computerized system data show it for 10 years.
Due this overdue is shown in my account, as I give my EMI -Rs.7400 regularly as per agreement on Hard copy of Loan agreement papers.

For this correction, required to give the application in hard copy to main Branch & after that regular follow-up is required up to one month.

2) I required the Provisional Certificate for Tax submision in January Month for the period of April to March loan repayment, as per company policy.

I regualrly call to branch, but they give excusses with following reason--

1) It is not SBI policy to provide Provisional Certificate for Tax submision in January Month for the period of April to March loan repayment.
2) General Manager is not available for the providing the Certificate.

All other bank( HDFC, LIC, ICICI Bank) provide the same certificate in January month also.

I request your kind attention to resolve my problem and help in keeping your customer friendly approach

SBI — LOAN

SBI sanctioned a loan of Rs 10 LAC (Housing Loan). out of which i withdrawl 6 Lac but not taken 4 Lac in last one year. But i am repaying EMI on the basis of Loan amount 10 Lac (which sanctioned but not taken fully) now may i call for interest on the remaining amount or can call for rebate on EMI for the amount which has not been taken.

TO, MOST URGENT MATTER
THE GENERAL MANAGER/ ASST. GENERAL MANAGER,
STATE BANK OF INDIA,

DEAR SIR,

MY SELF BRAJESH GURJAR.I HAVE APPLIED FOR HOME LOAN IN SBI PIPLOD, SURAT BRANCH ON DATE 27.11.2009. I HAVE RECEIVED THE SANCTION LETTER ON DATE 04.02.2010 FROM LOAN DEPARTMENT ITC BUILING AFTER REQUIEST TO MR PRABHAT KUMAR.

AFTER PASSING OF 11 DAYS OF SANCTION LETTER I AM NOT GETTING ANY SOLUTION FOR DISBURSEMENT. I AM VISITING EVERYDAY TO YOUR ITC LOAN DEPARTMENT AND MEETING TO MR P. G. PATEL REGD. DISBURSEMENT OF MY LOAN .AS PER MR P. G. PATEL HE HAS LOT OF LOAD OF FILES AND BECAUSE OF THAT HE IS UNABLE TO HELP ME AND AS PER MR PATEL IT WILL TAKE MORE 5-6 DAYS TIME FOR FINAL THE PROCEDURE.

SIR, ALREADY ABOUT MORE THAN 2.5 MONTH HAS BEEN PASSED FOR MY HOME LOAN AND THE SELLER IS NOT READY TO WAIT FOR 5-6 DAYS MORE. I HAVE BECOME MENTALY TIRED BECAUSE OF THIS LONG PROCEDURE AND I AM ILL. I COULD NOT DO MY ROUTINE WORK PROPERLY BECAUSE OF TENSION OF LOAN. I PATIENT OF LOW BLOOD PRESSURE AND NOW I AM IN TROUBLE.

MY SANCTION LETTER REF NO. IS RACPC/HL/3413 DATED 4TH FEB.2010.

YOU ARE REQUESTED TO PLS GIVE ME SOLUTION WITH IMMEDIATE EFFECT OR REFUSED ME IMMEDIATE SO I CAN LEAVE MY HOPE FROM SBI AND I HAVE TO CANCEL MY HOME LOAN APPLICATION AND I HAVE TO CANCELL MY PROPERTY DEAL WITH LEAVING OF MARGIN MONEY.

PLS DO THE NEDFUL IMMEDIATELY.
THANK YOU.

THE APPLICANT IN TROUBLE
BRAJESH GURJAR
MOB:[protected]

I have applied a home loan SBI Erandwane Branch PUNE.I supplied all the documents on January 6th, 2010 even my valuation report and search report has been completed.Whenever I call the person(Mr. Adaekar) for getting the status, he says it is under process.It was really a painful experience of my home loan application with SBI. I have wasted 2 months of time without even having success. Till now 5th March 2010 there is no improvement in the process of sanctioning the loan. I dont know why there is delay in processing the loan. Are they looking for bribe or any recommendation for giving loan, I am not sure. I dont know how to get the home loan as soon as possible as they are not at all responding or sanctioning loan.
Can you please solve this issue in sanctioning the home loan.

SBI process is very bogus, they provide the pre-senction letter which is use less irrespective to other banks like HDFC IDBI ICCI they give you senction letter after veriftyng your all records and documents. This claims you can take loan of amount *** and you can go for builder agrrement easily.
I applied to SBI Baner branch for home loan 1 month back, they said it takes 21 days to process your home loan and provided me eligibilty letter i.e. pre-senction letter now i have done agrrement and applied with full documents.. 35 days has gone i did not reciveve any communication from then when i try to follow up they say its under process. I don't know how much time it will take more I am fed up.. SIB is bakwaas

State Bank of India — MONTHLY LOAN INTEREST

Dear sir,
it is to inform u that i have taken an educational loan from your state bank of India,branch-bibhutipur,samastipur(bihar).
After the first installment ,the bank has deducted loan interest from my account.I do not wish to pay interest monthly,as i hope it is optional too.i would better prefer to pay all interest after completion of my study period.
I hope ,the matter will be dealt with healthy concern & i will be guided too.
Yours' faithfully
Keshav

SBI's personal managers are thinking that that bank is for their own.They never understand others problem.Due to the late all the prices are going up and the estimation goes double.the managers work for their own purposes

I had applied for home loan at Randheja branch near Gandhinagar around 15 march 2011 and my file is then forwarded to the zonal office Gandhinagar. as per the branch final approval is came from zonal but today is the 20-apr 2011 but there is no positive response from the zonal. i had meet the officer at the zonal personally but still not any forward direction for the loan approval. i am like the tennis ball back and forth between zonal and applied branch. really tired in this issue. some body please help me to come out this
jignesh patel
[protected]

Not at all satisfied with the SBI home loan process. I have applied for home loan at HSR Layout, Bangalore and it is more than a month but did not get any update. All the inquiry is been completed 10 days back but still agent is not giving any update. He is not giving even application number by which we can check ourself. While calling agent, he is not lifting the phone, later sending msg that he is out of station and he will be back after few days and then he will give status. They don't understand other's situation and god knows what is happening their end.

I too have similar experience of home loan for extreme delay in process.Not only the delay but non cooperative nature and trying to avoid the customers is biggest problem.To my opinion no one should go to SBI for any kind of loan. The biggest pity is NO one has time to check the file.They keep on asking for the documents which already exit in the file.I have applied for the home loan in Ahmedabad through polytechnic branch.Allast I was tired and took away my papers. I lost Rs. 10, 000 as there charges for processing.

Can I ask them to refund this money ???

Can any one guide me ??

SBI Home Loan

Radheshyam Dipte Send email on August 1, 2011


didn't receive report
I have similar apathetic experience like many sufferers. I applied for a home loan at SBI Nandanwan branch. I supplied all the documents on July 15th, 2011 to Adv. Whenever I call the person for getting the status, he says it is under process. On[protected], when I called, the person said there was some clarification to be done in the legal report. When I asked for what it was, he said only after receiving the report I can tell you. I registered my grievance filling in on line complain form. They offered complaint No called ticket. My plot is in the prime locality where a colony is established. Everyone, house owner in the colony had sought loan from one or the other bank including SBI. But they (SBI personnel) still don't assure me when they can give the report to me. What is causing delay or whether SBI will offer loan to me, no one is in a mood to tell me. Already the plinth is constructed for which i have expended money.
Such a prominent bank, and handles affair in this way! Other banks jump for disbursing loans. A few persons have monopoly in it and they have no work culture and desire to serve the customers.