[Resolved]  The New India Assurance Co. Ltd. — RENEWAL OF JANTA HEALTH INSURANCE POLICY

I HAVE HAVING A MEDICLAIM INSURANCE POLICY WITH THE ABOVE MENTIONED COMPANY SINCE LAST MORE THAN 10 YEARS. MY POLICY NO. IS 230500/34/08/14/00005320. MY POLICY COVERS HEALTH OF MY FAMILY MEMBERS WHICH INCLUDES MY SELF, MY WIFE AND MY MOTHER. MY MOTHER IS AGED ABOUT 65 YEARS. I WAS HOLDING INSURANCE WORTH OF Rs. 25000/- ONLY BEFORE TWO YEARS. HOWEVER, BEFORE TWO YEARS I WAS COMPELLED TO TAKE AT-LEAST INSURANCE WORTH OF Rs. 50,000/-. NOW, I WISH TO EXCLUDE MY WIFE INSURANCE FROM THE ABOVE POLICY. BUT THE AGENT AS WELL AS THE COMPANY IS DENYING FOR EXCLUSION OF MY WIFE. I HAVE NEVER CLAIMED ANY AMOUNT ON HOSPITALIZATION OF MYSELF OR MY WIFE. I WISH TO CONTINUE MY POLICY WITH THE INSURANCE COVERAGE OF MY MOTHER AND MY SELF. IS THERE ANY WRONG? IS IT AGAINST TERMS AND CONDITIONS OF THE POLICY. CAN I CONTINUE MY POLICY EXCLUDING MY WIFE? PLEASE REPLY AT THE EARLIEST. THE PREMIUM IS BEING DUE ON[protected]. THANKS AND REGARDS. FROM DHARMESH RETIWALA