HDFC Bank Complaints & Reviews

I have not activated the Smart Pay service from HDFC bank in written application or filled application or providing details in credit card form. I usually pay the LIC using my saving account. i have been using this for 5years. I have my plan to show in investments for this. half yearly Apr and Sept every year But this time the bank has done payment in March. Neither I show this in 2013 - 14 financial because we have submitted all investments to organization in January nor 2014 - 15 because it was done in March 2013. Please advise.

I applied for personal loan amounting Rs. 400000/- in December 2013 and loan amount was got credited in my HDFC bank saving account in the month of 05 FEB 2013. From February onwards I am paying EMI on regular basis through ECS.

But, till date I have not received any loan statement, sanction letter of loan etc. from the bank. Now, I require the mentioned details as well as Personal loan schedule statement at the earliest for some specific purpose .

My Personal loan accoun No. is 23565928. The tenure of loan is 4 years.

Please help and kindly forward the loan statement as well as personal loan schedule statement through e-mail. .

Regards

VEER DHANANJAY
Mail ID : veer.[protected]@yahoo.com

Dear Sir, My Loan account no is 25592312, I had bought a Swift VDI Sept 2013 which was financed by HDFC Bank. Recently I approached the bank for foreclosure & they said they charge a whopping 6%...which was unbelievable.Again this was never mentioned when I approached the bank for loan.I have never defaulted on the payments & have been paying the EMI on time as per the schedule & this is what we get for being a loyal customer. Kindly do not approach HDFC Bank for Car Loans, other banks offer much better customer service & work towards customer retention...unfortunately HDFC bank does not bother neither care for its customers... SO Beware of HDFC Bank

Dear Sir,

I am Prince Asija, I had received a message from HDFC Life on 01st April, 2014 i.e.your policy is lapsed due to non payment of your policy amount, when I produce the Policy Receipt, he told me that is fake Policy Receipt, i told him that i had paid the cash payment, then i told i am personally visited in Sector 18 for check the name of Mr. Rohan Khanna is working in HDFC Life or not, HDFC Life Sector 18 Staff he told me that he was working in HDFC Life in Delhi Branch, then i paid the amount to Mr. Satender, collection boy of HDFC Life.when i paid the amount Mr. Rohan Khanna had confirmed the boy is correct to pay the amount, i had paid the 17, 500 /- in cash against Policy Premium Amount of Rs 25, 000/-, balance payment is my commission because i have introduce to self link customer in HDFC Life. but last 2 todays i had continusely call to Mr. Satender and Mr. Rohan Khanna, he was not pickup my phone, His Contact Number as below :-


Mr. Rohan Khanna :- +91-[protected]


Mr. Satender :- +91-[protected]


i requested to you please resolve my problem


Regards
Prince Asija

Hello, This is srinivasa prasad HDFC policy holder since 31 st march 2010 MY policy details are as follows Policy number : 13614792 Plan : HDFC young star supreme suvidha policy holder: srinivasa prasad H J Premium amount : Rs.15, 000.00 per annum Background I started this policy on 31 st march 2010 as a life insurance policy which would benefit my nominees even in my absence I initiated the policy for an insurance of Rs.75, 000 for a period of 5 years from 2010 The insurance agents name was Suraj.T K ; code[protected] Policy details were filled by the agent ) The first premium was paid through a cheque through the agent Later received the policy details and was shocked to see that the premium was for a period of 20 years @ Rs.15, 000 per annum and sum assured was Rs.75, 000 only I immediately contacted the customer care and understood that the policy is registered and post 3 years of continuous premium payment the policy can be withdrawn or corrected to the proper term of 5 years But post 3 years I tried to reach the customer care again and understood that there cannot be changes done during that time and if i would cancel the premium then the returns would be lesser than the actuals paid.Also it was assured that after a period of 5 years of the premium payment the complete paid sum will be returned as against premium cancellation current Situation : First of all i would like to know what is the status of my policy 13614792. I see no response for the changes requested what is possibility of the changing the term of insurance.Is it possible to change the term again to 5 years or as mentioned in the policy if i agree to 20 years i suppose the sum assured should also be changed to Rs.15, 000 X 20 years = 3, lakhs or more . I write this mail with lot of disappointment with HDFC insurance agent, the entire policy is been filthy and none of the customer care people had provided proper guidance when i approached. Overall i have been cheated for 5 years and now the situation is i have already paid a sum of Rs.75, 000 ( Rs.15000 X5 years ) and still i need to pay for 15 more years and still the sum assured is Rs.75, 000.just because the agent has entered wrong information in the policy. I expect the customer care can understand the situation and provide a fair solution thanks best regards srinivasa Mobile: +91 [protected]

I have HDFC CREDIT CARD -
I am using HDFC Bank credit card last 3 years

I received my current month statement from HDFC BANK.
They have calculated wrong invoice:
They have sent me Invoice as below:

Airtel : 1800
Late Fee 400
Membership Fee 279
Cess TAX 1.66
Billed Finance Charges 61.54
Service Tex 56.38
Total Amount (Expected) 2598.58

Actual Invoice they have sent to me 2710.66 (Which is Baseless).
This bank is doing the fraud – There billing department is pathetic. How they calculated wrong total Amount.
This bank is not good they charged and send the wrong invoice to their customer. Now I am planning to close my Account with HDFC BANK.


Regards,
Diwan Bisht

I applied for personal loan amounting Rs. 85, 000/- and loan amount was credited in my bank saving account. I am paying EMI on regular basis through ECS. But, till date I have not received any loan statement from the bank. Now, I require the mentioned details as well as Personal loan schedule statement at the earliest for some specific purpose . My Personal loan accoun No. is 19060060 . The tenure of loan is 4 years. Please help and kindly forward the loan statement as well as personal loan schedule statement through e-mail. . Regards keshav khinde [protected]@rediffmail.com

I have a query regarding my bank account [protected] for the charges billed for (IPIN REGEN CHRGS FOR[protected] in the amount 56.18 on 18th march 2014. As per my knowledge I have not applied for any pin. Please look into the matter for the same.

I wanted to mention about the incompetence of the customer service, I had availed a gift plus card (addressed to a beneficiary) in the first week of march (6th March) through online banking. There was no update from the bank for more than a week, when i asked my beneficiary he said he hasn't got any call from any courier service regarding the card. I called up the customer service on 17th or 19th march, they had no clue what was going on, I explained and they said they will get back next day, THEY did not. After one more day I receive a call from one of the floor managers, he says the card has been sent back to the head office as the beneficiary has moved from that address. The beneficiary hasn't moved anywhere, there is someone at the house at all the times. The courier service never called my beneficiary or anything. I told the manager it is the courier service's fault he will have to refund the service charge (56.18 rs) as they did not provide good (pathetic to say the least) service. He says he will get back to me after confirming, this was on 21st of March. I waited till yesterday, I did not get any intimation. So I call the customer again, I had to go through a back forth between complaints and gift card for about half an hour in order for them to understand what was the issue. Even after i gave them the complaint number, they said they don't have information, one person said the card is in transit (this is after a person had called and told me it has gone back the branch), the customer care has no idea on how to talk to the customer or do their job, I had to tell them how they need to search to get the right information. After an hour's struggle and escalation to the supervisor's supervisor, he says the card has gone back to head office. I said he has to credit the amount on the card and service charge back into my account. As they had made me wait for 12 working days, where neither the card was delivered nor do i have the money back in my account. He says have faith in the system, he will get back to me tomorrow with the update on the refund which is today and it is end of day. I have no call with an update. They are playing with the customer's money and have no idea where the card is, nor are they willing to refund the amount quickly. This is abysmal service, I'm frustrated, the gift card was supposed to be a wedding present, which has not yet reached my beneficiary (my friend). The kind of service they are providing is appalling and they are playing with the customer's money enjoying interest on it.

Hello,

I am T K Viswanath, with a Demat Account with HDFC Securities. My Demat Account Number is 43XXXX36.

The MICR Code & IFSC Code for the account linked to my Demat Account is not updated. I had asked for the means by which this could be done and I was told to submit a duly filled Dividend Mandate Form along with a cancelled cheque.

I had done the above twice and on both occasions it was rejected on the grounds that there was a mismatch in signature. The first time I had submitted the form (sent duly filled form by courier) directly to mumbai branch and on the second occasion I submitted it at HDFC Bank Hitec City / Madhapur Branch, Hyderabad.

On the second occasion I was then told by HDFC Bank Hitec City / Madhapur Branch, Hyderabad that there was again a signature mismatch and that my request was rejected.

On 10th March 2014, I went to HDFC Bank Hitec City / Madhapur Branch, Hyderabad and submit requests to

1. Update signature/address (Submitted duly filled in KYC form - attested by Branch & address / phone number change form )

2. Dividend Mandate Form along with cancelled cheque

Supporting documents I submitted are

1. Photograph
2. Address Proof (Passport Copy)
3. Cancelled Cheque

TILL NOW ie 26th March 2014 nothing is done. HDFC Bank Hitec City / Madhapur Branch, Hyderabad Branch people says its being handled by Mumbai Team and Mumbai Team says Branch hasnt processed.

Can someone tell me where are we on this ?

I own platinum HDFC credit card. Last night, i received sms about the transactions that i didn't make. The Credit card is still lying with me. I was having humongous trust on HDFC credit card security but i am so disappointed... It has been compromised. Somebody has made a copy of credit card and used it for making transactions. Its really a serious concern.. My confidence with HDFC is totally shattered

Given below is the mail which I gently wrote yesterday to HDFC Bank customerservices.[protected]@hdfcbank.com but still I am getting call for payment...do we have legal action can be taken against to the bank.


I am Tanveer A Qazi holding HDFC BANK Platinum Master Credit Card [protected]

I am using HDFC Bank credit cards for over a decade and I have manage to pay my bill on time to HDFC. But last from two month I am not able to pay my bill properly.

In month of Feb 2014 I got a call from Dipti from recovery team an she asked to pay amount of Rs/- 5590 and I have manage to pay the amount on 19th Feb 2014 to one of the HDFC Bank authorized recovery team who come to me from Kanjurmarg In Mumbai.

Again in month of March 2014 I received a call from Dipti for the payment of minimum due and I told her that I will manage to pay by third week of this month, but I could not able to arrange the same and even i told her that give me a time by week end I am in process to arrange fund by end of this month or else I would make it by next month but she is just refusing to me for the same and said that I cant give u more time u have to pay within day or two days she was asking me confirmation date of the payment to pay. She was just keep going on and on for more than a half n hour and knocking brain for the same an again n again...I was frustrated with her typical voices of asking money it feels like to shoot my self that why I am customer of HDFC.

She cant hold my choler and ask for money...??? that's not way of asking a money on professional level. Its called a harassment to the customer to pay the bill by hook to crook. I am not expecting this kind of service from HDFC bank.

I am responsible citizen of this country and customer of HDFC Bank and I agree that my credit payment is due to bank which I need to clear as earliest. But due to certain circumstances my financial credit ability is not good enough coz I am in struggling stage to form my business of Solar Energy.

I would like to request to the authorized concern person of HDFC Credit Card Division that I am not on position to pay the outstanding due as I need two month grace period time from HDFC to pay bill and I will make sure that I will pay the bill within the grace period of time and I would also request within this two month grace period time I should not get any call form any recovery agency I will directly inform to HDFC Bank phone banking about my payment.

Looking forward to the earliest revert from HDFC

Thanking You,
Tanveer Qazi

Dear Friend

Yours Membership Registration FORM is APPROVED

Payment Procedure
ALL PAYMENTS CAN BE MADE INFAVOUR OF Rohit Kumar Saxena, (CLUB OWNER)
See details below :

Rohit Kumar Saxena
HDFC Bank
SB Account No [protected]
New delhi


Payment will be either Payment either by cash depositedor Cheque,

You will received yours MembershipCode, females / Couples details including snaps & Mobile no in 4 to 6 hour time after sending us payment SLIPconfirmation mail,

IF you deposited Membership fee byCheque then it will take 3 to 4 days working days, Internet banking also takes2 Days

AfterDepositing the Membership fees, you have to scan the deposited slip and mail tome in this ID and cc at [protected]@gmail.com, [protected]@hotmail.com, and
[protected]@yahoo.com


Presently we areoffering our club SEX FUN CLUB services in 75 cities in India, We offer our club sex related services in 45 countries

SEE below our fun club information, Membership Fee PRICE TAG and Membership FORM, see it carefully, fill membership form and mail me toproceed
READ below steps to join our SFC, sex with nicerich educated females, couples, and males join our SFC
If you are seriousto join our fun club, Fillmembership form and mail me at [protected]@gmail.com, and [protected]@rediffmail.com, [protected]@indianclub2000.com

Normally, weorganizes 4 fun parties every month on weekends
We arrange 1 to 1 fun and groupsex fun parties in our resorts every Saturdays in major cities in India andinternationally. Our members belong to decent high-class families. They justwant to share their wild hot fantasies with broadminded friends and maintainthe privacy at the highest level
We do not want thatour club members face any problem that why we don’t provide any informationbefore membership, rules is same for all
We don’t deal incall girls or 3rd rated females, females are rich and they do sex for fun theydon’t charge any money. They are looking only discreet fun and they meet onlyour club members, the is not any other way to meet them

These females meet only with club member and no one canenter in club resorts or club premises security and security point of view
Profile of themembers
our members are mostly toplevel executives from mncs, industrialist, businessmen, senior and middle levelexecutives, doctors, engineers. Even lady members are from the different walksof life. All members are very broadminded and enjoy all type of fun
.
Presently weare offering this service in 75 cities in India,
We offer our club sex related services in 45 countries
.
Some of the main countries names where we provideservices
Argentina, Afghanistan, Austria, Algeria, Australia, Brazil, Bangladesh, bahrain, china, Canada, Cyprus, Doha, Dubai, Denmark, Egypt, spain, Finland, Fiji, France, Germany, Greece, Holland, Iran, Iraq, Israel, India, Ireland, turky, jeddha, Japan, Jordan, Kenya, Malaysia, Lebanon, Mexico, musket, Netherlands, newsland, Norway, Poland, hong kong, , maldives, Oman, bahrain, Oman, Israel, Kuwait, Qatar, Israel, Libya, Qatar, new zealand, mauritius, Malaysia, muscat, Nigeria, Pakistan, entire Europe, riyadh, south Africa, srilanka, saudi Arabia, spain, Syria, Russia, spain, Sweden, spain, Sweden, Switzerland, Senegal, south Africa, Singapore, turkey, Thailand, Uganda, uae, user, usa, UK, Vietnam

We have our club members all over India base maincities approx 75 cities in India,
Ahmadabad, aimer, agra, allahbad, Aurangabad, amritsar, Ambala, asansol, bangalore, banaras, barely, bathinda, bhagalpur, bharatpur, bhavnagar, bhilai, bhilwara, bhiwandi, bhopal, bhubaneswar, bijapur, bikaner, bilaspur, bokaro, chandigarh, chennai, coimbatore, cuttack, daman, darbhanga, davanagere, dehra dun, delhi, dewas, dhanbad, gandhinagar, ganganagar, gaya, goa, gangtok, gaya, ghaziabad, gorakhpur, guntur, gurgaon, guwahati, gwalior, hardwar, haldwani, hisar, hubli, hyderabad, imphal, indore, itanagar, jabalpur, jaipur, jalandhar, jalgaon, jammu, jamshedpur, jhansi, jodhpur, junagadh, Jharsuguda, kanpur, kochi, kolkata, kota, kolhapur, lucknow, lonavla, ludhiana, mangalore, manali, meerut, mumbai, mysore, Mizoram, nagpur, nasik, noida, panaji, panipat, patna, Patila, Porbandar, Panchkula, Pondicherry, port blair, pune, raipur, rajkot, ranchi, ratlam, raurkela, rohtak, shiliguri, shillong, shimla, srinagar, surat, thana, thiruvananthapuram, tirupati, udaipur, vadodara, varanasi, vijayawada, visakhapatnam, warangal, yamunanagar
Membership joining
you have to pay only annualmembership fees. There are not any other hidden or extra charges after this. Amembership fee has to be paid in advance directly into bank a/c by cash/cheque.Members from outside India have to pay membership fees by electronic transfer(via western union).
We have only rich clean educated NRI & foreigners. Who do sex for fun, theydon’t charge any money but they want satisfaction in sex, we have our resorts /guest houses for parties,
.
How will youcontact females / couples / lesb
1. You can ring/mail them,
2. Females can ring/mail you
3. We can fix meetings
.
MEMBERSHIPFORM FOR
Male /Female/ Couple / Jigolo
Nick Name :
Mobile no (optional) :
SNAP (Optional) :
Email-id :
Country :
City :
Age :
which do u prefers (one on one, doubles, group):
Option to join category Male, Couple, Jigolo/ Lesb:
.
Membership chargesfor India – international charges are different

Membership charges for singles
1 year membership fee 25000
Membershipcharges for couples
One-yearmembership fee 35000
.
Membership charges for Jigolio
1 year membership fee 20000

You can earn 1.5 lack to 2.5 lack permonth if you are good in sex i[censored] take JigolioMembership in India
Internationalmembership
(inclusive of 3 country membership plus India)

Ask me charges, if you are looking international membership

See below membership steps for joining our SFC
Step 1
if you are seriousto join our fun club, Fillmembership form and mail me at [protected]@gmail.com, and [protected]@rediffmail.com, [protected]@indianclub2000.com

Step 2
You have to paymembership fee if yrs membership form approved

Step 3
Payment will beeither payment either by cash deposited or cheque,
You will receivedyours membership code, females / couples details including snaps & mobileno in 4 to 6 hour time after sending us payment slip confirmation mail,

If you depositedmembership fee by cheque then it will take 2 to 3 days working days, Internetbanking also takes 2 days

Ria khatri

Harassment will not make me grow money. Please have your executives stop continuous calling and harassing people from my network. Sudha from HDFC branch, mobile number +91 [protected] keeps calling every 20-30 minutes, repeating the same thing again and again. They use another landline number [protected] When unable to attend to my phone owing to work or any other reason, she is calling just about everyone connected to me through whatever means they have at HDFC. To make matters highly unprofessional and immoral, she even asks why I am using credit card at the first place and to top that, she is blaming my parents for her behavior. HDFC.. WHAT SORT OF PEOPLE DO YOU EMPLOY THERE? I have been using cc from hdfc for past 6 years and have a very good upper limit, most of my large transactions are international payments. Now owing to business reasons and recession acting up, some payments have not been received and I faltered making payment for once, only once is years or for as long as I can remember since I started using cc. There is a limit to harassment that any one can put up and if you believe that you keep calling and harassing, you can collect, be my guest. I will be forced to file a court complaint and pursue every possible legal remedy against such issues. I am sure there are legal solutions against such harassment's, particualrly when I have already informed the bank that I will be facing payment issues in coming months and sought a solution for repayments.

Hi Friends, Don't ever add the person in the name of Neha Kadam in face book profile. She talks very smart and get your number and screw you and saying that we have got credit from HDFC. Am wondered and weird damn i didn't get any card from them. Neha Kadam her name; who wears ping saree on profile picture. Her number is[protected]

Dear Sir/Madam Iam using the HDFC Credit card for more than 3 years and due to un-circumstances I couldn't pay the Credit card bill since I lost my job last 6 months back. Iam keep on calling and requesting them to either Convert into EMI. Customer care representative told there is no EMI option and they are not helping me to close the Credit Card. My Credit Card limit is 62, 000..but due to interest its now around 68, 000 and when I request help me to close. Nobody helps me. For last 1 and half years Iam paying every month 3, 500 as minimum due whereas my 68, 000 is not even 1 rupee getting reduced. As a interest I have paid more than the credit limit 62, 000 Could you please help me on this and I cant pay any more mimimum due since I lost my job. Please do the needful

Sir, I availed T/W loan from hdfc bank Raipur(CG). The loan account no was LOTW [protected] which was fully repaid from Gwalior which is my present residence in the year 2012-13. I requested the branch manager to send me NOC but till date i have not received the same. Kindly do the needfull. Yours faithfully (BR Chadokar) MSME-DI, 7 INDUSTRIAL AREA Gwalior(MP) Mob. [protected] email [protected]@yahoo.com

Dear sir, Greetings My name is Swarnatlha kj on12th March i recived a SMS my Health Policy despactyh to my address but still i dint receive that so kindly do the necessary help Thanking you, Yours faithfully, KJ Swarnalatha Ref No HR[protected] My present Address No 4/199 E Type Sidco Nagar 38th Street, Villiwakkam, Chennai, TAMIL NADU PIN 600049 Email : [protected]@yahoo.co.in cell [protected]

Dear sir/ madam,
I have logged a compliant on 11/03/14 with ref no.[protected] hdfc promised me to solve in 5 working days but still date not got any response. And also if i call to customer are they tell me to register new compliant i also registered new compliant with ref no .MUMCO[protected] ON 18/03/14 but not got any feedback to me.
for your ref pls find attched screen shot of mail.

Hello, This is regarding my loan account number 24075349. Yesterday one of the executive collected Rs 7220 through cash from me but today again Rs7657 is deducted from my a/c. This is really creating a bad impression on your bank will you please repay the same and this is not a good practice. Kindly maintain a proper relationship with the customer.