Instamojo — Instamojo is not trusted platform for financial activity

Dear Instamojo Users,
I want to telling you about Instamojo process.Seller gave me refund dated on 01/11/2022 but its not showing in my account. Because instamojo not cleared my refund in bank statement still pending. Even they don't follow any digital payment system or electronic payment policy restrictions as per law act-2019.They have not provide best financial services for consumers.
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