I was one of the last guarantors for a Chit (FKBL05J-21) of my friends family memeber in the year 2013. However after some time they have not paid the money, so they started the procedure of extracting the money from the 5 guarantors.
They came with a court order stating that the amount will be deducted from salary (being a Govt employee) or I need to pay and settle with the legal team. Since I dint want to get the remark., I went ahead and managed to gather funds to a tune of around 50, 000/- ( it was very tough for me in 2013) at the time and settled the matter with the legal team by paying an amount of Rs.50, 000/- as per their advise as final settlement for my share and gave a receipt and acknowledgement for my letter. They informed that iam a received from my case and further no other obligation will be there. After almost 8 years one of the Kapil chits employee comes to my office and repeats the same story that some amount is pending for the chit and I have to pay it.
When I approached them (kapil chits team) they simply say get this settled in court as i didnt get the NOC from them. When i asked they have to issue it. They simply said that we can't help. This is what happens in chits.
Just imagine such a bogus chit fund team extracting money from the customers by hook or crook.
This is the state of these so called cheat funds as they rightly say.
Iam running round the court rooms for the past 1 year. Pls help
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