Maruti Suzuki India — Misleading information regarding insurance in order to defraud

Address: SKY Automoblies, Avanti Vihar Road, Telibandha, Raipur, Chhattisgarh

I have a Maruti Dzire Reg No CG04LT5797 for which i went to claim my insurance policy for minor damages on 30/05/23. My policy is valid till 03/06/23
The Insurance representative there Sanju Rao convinced me to not claim my policy as it would take away the 20% rebate and other benefits on policy renewal which he assured me would be similar to cost of repair if paid for in cash.
Now after i paid for repair work in cash, which is around 3500 rupees, and asked about rebate on policy renewal, he told me that it is 20% upto 500 rupees only and now i cannot claim my policy because repair work is complete and there is no damage