New India Assurance — CD Charges

I want to complaint against CD Charges My LIIC Policy no is[protected] as I receive my salary on 7th of every month and my LIC instalment cheque will present automatically on 5th of every month and get dishonour every month as I receive half salary from last year due to COVID . So I pay LIC instalment online after 10th every month and they impose me with late fee near Rs 15/- -20/- and CD charges RS 125/- Approx. every month which is unnecessary as I made lots of request to change by instalment date to 10th of every month but they always Denay to change date as this is not my fault its the agent fault who did my policy or companies fault . So I request you to please stop these late fee and CD Charges to deduct from our hard earning money or make a rule to not to present LIC cheque to our banks before 10th of every month.